Baldwin County property record for 406 E 3rd St, Bay Minette, AL 36507
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,278 sqft · built 1962 |
| Lot Size | 0.689 acres (30,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $194,500 (Feb 2022) |
| Tax Bill | $947 (2026) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-02-09-4-000-077 |
| Primary APN | 23-02-09-4-000-077 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,278 sqft Heated Area |
| 1st Floor Area | 1,278 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Paneling |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Vinyl |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 30,000 sqft (0.689 acres) |
| Lot Dimensions | 100 ft deep x 300 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 390695 |
|---|---|
| Street Address | 406 E 3RD ST |
| City | BAY MINETTE |
| State | AL |
| Zip | 36507-3702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 300'(S) X 100' LOT 1 & SW 44'(S) LOT 4 & W 100' OF LOT 2 BLK 58 HAND LAND CO ADDN DB4NS PG158 IN THE CITY OF BAY MINETTE SEC |
| Legal Subdivision | HAND LAND COMPANY |
| Legal Block | 58 |
| Legal Lot Number | 1-2 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | BAY MINETTE |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 10500 |
406 E 3rd St is owned and occupied by an individual who bought it in February 2022.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 E 3RD ST, BAY MINETTE, AL 36507-3702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage BAY MORTGAGE CORP |
| Oct 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN HOME LENDING USA LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2022 · Amount on File |
| Deed Sale | Feb 1, 2022 · Amount on File |
| Prior Sale | Oct 28, 2020 · Amount on File |
| Deed Document Number | 20221975294 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Feb 1, 2022 |
| Property Address | 406 E 3RD ST, BAY MINETTE, AL 36507-3702 |
| Document Number | 0001975294 |
| Map Reference | MB 4 PG 158 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 1975294 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 E 3RD ST, BAY MINETTE, AL 36507-3702 |
| Document Number | 0001975295 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 1975295 |
| Name | BAY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Oct 28, 2020 |
| Property Address | 406 E 3RD ST, BAY MINETTE, AL 36507-3702 |
| Document Number | 0001867119 |
| Map Reference | MB 4 PG 158 |
| Instrument Date | Oct 27, 2020 |
| Instrument | 1867119 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 E 3RD ST, BAY MINETTE, AL 36507-3702 |
| Document Number | 0001867120 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 1867120 |
| Name | AMERICAN HOME LENDING USA LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2026 property tax bill for 406 E 3rd St was $947 with a homeowner's exemption, up 7% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Bay Minette City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $947.00 (+7.01%) Homeowner's exemption | ||
| 2025 | $885.00 | $21,980 Land $4,820 Building $17,160 | $219,700 Land $48,200 Building $171,500 |
| 2023 | $733.00 (+22.99%) Homeowner's exemption | $18,400 (+21.21%) | $183,800 (+21.24%) Land $39,000 Building $144,800 |
| 2022 | $596.00 (+30.42%) Homeowner's exemption | $15,180 | $151,600 Land $31,900 Building $119,700 |
| 2021 | $457.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 406 E 3rd St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 E 3rd St is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 52% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH BALDWIN UTILITIES serves 28,713 people · EPA ID AL0000023 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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