406 E 32nd St, Kearney, NE 68847 Property Records

Buffalo County property record for 406 E 32nd St, Kearney, NE 68847

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,092 sqft · built 1960
Lot Size	0.247 acres (10,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,000 (Jul 2021)
Tax Bill	$2,928 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`60228500012848`

Property Details

APN / Parcel Number

Primary APN	`60228500012848`
Alternative APNs	`3651-36-2-01075-000-0033` `602285000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,092 sqft Total Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Finished Basement	840 sqft
Unfinished Basement	252 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,780 sqft (0.247 acres)
Lot Dimensions	140 ft deep x 77 ft wide
Garage Type	Mixed
Garage Area	714 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Deck Area	64 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	60228500012848
Street Address	406 E 32ND ST
City	KEARNEY
State	NE
Zip	68847-3016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	FOREST PARK ADD S 107' LTS 33 & 34 & N 33' 32ND ST
Legal Subdivision	FOREST PARK ADD
Legal Lot Number	33,34
Jurisdiction	BUFFALO NE
Township / Civil Division	9
Census Block Group	3
Census Block	3033
Census Tract	969400

Owner

Source: Buffalo County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 E 32ND ST, KEARNEY, NE 68847-3016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Seller Carry-Back MEGHAN MOLAND
Jul 16, 2021	Warranty Deed, Transfer · Conventional Mortgage NEBRASKALAND NATIONAL BANK
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE BANK
Oct 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2021 · Amount on Record
Deed Sale	Jul 16, 2021 · Amount on Record
Prior Sale	Mar 12, 2010 · Amount on Record
Deed Document Number	20215356
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	406 E 32ND ST, KEARNEY, NE 68847-3016
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202104615
Date	Jun 21, 2021
Instrument	2021-04615

Lender

Name	MEGHAN MOLAND
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	Jul 16, 2021
Property Address	406 E 32ND ST, KEARNEY, NE 68847-3016
Document Number	0202105356
Instrument Date	Jul 15, 2021
Instrument	2021-05356
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	CENTRAL NEBRASKA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202105357
Date	Jul 16, 2021
Instrument	2021-05357

Lender

Name	NEBRASKALAND NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	406 E 32ND ST, KEARNEY, NE 68847-3016
Transaction Type	Mortgage
Record Updated	Aug 4, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202003946
Date	Jun 19, 2020
Instrument	2020-03946

Lender

Name	EXCHANGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	406 E 32ND ST, KEARNEY, NE 68847-3016
Transaction Type	Mortgage
Record Updated	Oct 23, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201905366
Date	Oct 3, 2019
Instrument	2019-05366

Lender

Name	EXCHANGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Municipality	Kearney City
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,960 (+6.18%) Land $50,455 Building $191,505	$241,960 (+6.18%) Land $50,455 Building $191,505
2025	$2,928.00 (-10.32%)	$227,880 (+18.76%) Land $50,455 Building $177,425	$227,880 (+18.76%) Land $50,455 Building $177,425
2023	$3,265.00	$191,880 Land $48,980 Building $142,900	$191,880 Land $48,980 Building $142,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 24, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEARNEY serves 34,000 people · EPA ID NE3101906
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Great Plains Communications, Prairie Hills Wireless.

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