406 E 2nd St N, Truman, MN 56088 Property Records

Martin County property record for 406 E 2nd St N, Truman, MN 56088

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,375 sqft · built 1951
Lot Size0.218 acres (9,496 sqft)
OwnerIndividual Name on File
Last Sale$113,500 (Jun 2023)
Tax Bill$1,944 (2025)
Deeds & MortgagesFeb 2024 Second Mortgage
Jun 2023 Sale & Mortgage
APN41.590.0020

Property Details

APN / Parcel Number

Primary APN41.590.0020

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,375 sqft Living Area
1st Floor Area1,112 sqft
Basement Area550 sqft
Finished Basement550 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1952
Architectural StyleBungalow
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,496 sqft (0.218 acres)
Lot Dimensions142 ft deep x 67 ft wide
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address406 E 2ND ST N
CityTRUMAN
StateMN
Zip56088-1111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUCKS 3RD ADDN. LOT-002 BLOCK-001 VAC ALLEY
Legal SubdivisionRUCKS 3RD ADDN.
Legal Block1
Legal Lot Number2
JurisdictionMARTIN MN
Township / Civil DivisionTRUMAN
Census Block Group3
Census Block3012
Census Tract790100

Owner

406 E 2nd St N is owned and occupied by an individual who bought it in June 2023.

Source: Martin County records, as of July 2, 2026

Owner of RecordIndividual Name on File
Mailing Address406 E 2ND ST N, TRUMAN, MN 56088-1111
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MARINE CU
Jun 29, 2023Warranty Deed, Transfer · Conventional Mortgage
MARINE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2023 · Amount on File
Deed SaleJun 29, 2023 · Amount on File
Deed Document Number2023458658
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN MN
Property Address406 E 2ND ST N, TRUMAN, MN 56088-1111
Transaction TypeMortgage
Record UpdatedMar 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2024R461032
DateFeb 28, 2024
Instrument2024R-461032
Lender
NameMARINE CU
TypeCredit Union
AddressLA CROSSE, WI 54601
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term121 Months
DueMar 1, 2034

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN MN
Recording DateJun 29, 2023
Property Address406 E 2ND ST N, TRUMAN, MN 56088-1111
Document Number2023R458658
Instrument DateJun 27, 2023
Instrument2023R-458658
Transaction TypeTransfer
Record UpdatedJul 18, 2023
Title CompanyTHE TITLE FIRM, THE TITLE TEAM

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$374.55
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address406 E 2ND ST N, TRUMAN, MN 56088-1111

Mortgage

Document Number2023R458659
DateJun 29, 2023
Instrument2023R-458659
Lender
NameMARINE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053
Interest
Rate TypeAdjustable Rate
Rate12.2%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2028
Change FrequencyAnnually
Min Rate At Change12.2%
Max Rate At Change14.2%
Index1-Year CMT
Max Rate18.2%

Tax Assessment & Valuation

The 2025 property tax bill for 406 E 2nd St N was $1,944 with a homeowner's exemption.

Source: Martin County assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMartin County
MunicipalityTruman City
Unified School DistrictTruman Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$94,300 (-26.84%) Land $6,600 Building $87,700$94,300 (-26.84%) Land $6,600 Building $87,700
2025$1,944.00 Homeowner's exemption$128,900 Land $6,600 Building $122,300$128,900 Land $6,600 Building $122,300
2023$118,800 Land $2,600 Building $116,200$118,800 Land $2,600 Building $116,200
2022$1,726.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 406 E 2nd St N.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 E 2nd St N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTruman
serves 1,115 people · EPA ID MN1460010
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bevcomm
Fiber
1,000 / 1,000
GigFire
Fixed Wireless
150 / 130
Midco
Fixed Wireless
100 / 20

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