406 E 14th St, Benton, KY 42025 Property Records

Marshall County property record for 406 E 14th St, Benton, KY 42025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,598 sqft · built 1971
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$257,173 (Jul 2025)
Tax Bill	$1,291 (2025)
Deeds & Mortgages	May 2018 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0B-09-04-003`

Property Details

APN / Parcel Number

Primary APN	`0B-09-04-003`
Alternative APN	`1051420`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,598 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	783 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1051420
Street Address	406 E 14TH ST
City	BENTON
State	KY
Zip	42025-8447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	JOE TOM HALTON
Jurisdiction	MARSHALL KY
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1035
Census Tract	950400

Owner

Source: Marshall County assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	406 E 14TH ST, BENTON, KY 42025-8447
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 30, 2018	Deed of Trust, Mortgage · Line of Credit HERITAGE BANK USA INC
Aug 7, 2020	Deed of Trust, Mortgage COMMUNITY FINANCIAL SERVICES BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 10, 2025 · Amount on Record
Deed Sale	Jul 10, 2025 · Amount on Record
Prior Sale	May 16, 2005 · Amount on Record
Deed Book / Page	525 / 256
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	406 E 14TH ST, BENTON, KY 42025-8447
Transaction Type	Mortgage
Record Updated	Dec 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG884/123
Date	May 30, 2018
Book Page	MTG 884/123
Instrument	1017114

Lender

Name	HERITAGE BANK USA INC
Type	Bank
Address	BENTON, KY 42025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 25, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	406 E 14TH ST, BENTON, KY 42025-8447
Transaction Type	Mortgage
Record Updated	Dec 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 RAYBURN DR, BENTON, KY 42025-5367

Mortgage

Document Number	MTG943/326
Date	Aug 7, 2020
Book Page	MTG 943/326
Instrument	1031651

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank
Address	BENTON, KY 42025

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Benton City
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,291.00 (-5.35%)	$145,000 (-) Land $12,000 Building $133,000	$145,000 (-) Land $12,000 Building $133,000
2023	$1,364.00	$145,000 Land $12,000 Building $133,000
2022			$145,000 Land $12,000 Building $133,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	21 (1979–2016)
Claims Outside the SFHA	7 of 21
Most Recent Claim	Jul 2016 · Severe Storm, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Tornadoes, Flooding, Landslides, And Mudslides, Jul 2016 · 4 claims Severe Storms, Tornadoes, Flooding And Mudslides, May 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATER & SEWER serves 7,981 people · EPA ID KY0790029
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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