Tama County property record for 406 E 12th St, Tama, IA 52339
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,420 sqft · built 1956 |
| Lot Size | 0.269 acres (11,718 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,528 (2025) |
| Deeds & Mortgages | Nov 2023 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 14.27.430.003 |
| Primary APN | 14.27.430.003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,420 sqft Living Area |
| Basement Area | 1,036 sqft |
| Unfinished Basement | 1,036 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,718 sqft (0.269 acres) |
| Garage Type | Mixed |
| Garage Area | 1,064 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 100 sqft |
| Deck Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 406 E 12TH ST |
|---|---|
| City | TAMA |
| State | IA |
| Zip | 52339-1626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REID'S E 39' LOT 13 & LOT 14 |
| Legal Subdivision | REID'S |
| Legal Lot Number | 13-14 |
| Jurisdiction | TAMA IA |
| Township / Civil Division | TAMA |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 290500 |
406 E 12th St is owned and occupied by two individuals.
Source: Tama County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 E 12TH ST, TAMA, IA 52339-1626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Nov 3, 2023 |
| Property Address | 406 E 12TH ST, TAMA, IA 52339-1626 |
| Document Number | 0020232466 |
| Instrument Date | Nov 1, 2023 |
| Instrument | 2023-2466 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 15, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.40 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 406 E 12TH ST, TAMA, IA 52339-1626 |
| Document Number | 0020232477 |
|---|---|
| Date | Nov 6, 2023 |
| Instrument | 2023-2477 |
| Name | WCF FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | WEBSTER CITY, IA 50595 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Oct 1, 2024 |
The 2025 property tax bill for 406 E 12th St was $2,528 with a homeowner's exemption, down 6.1% from the year before.
Source: Tama County assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Tama County |
| Municipality | Tama City |
| Unified School District | South Tama County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,528.00 (-6.09%) | $142,580 Land $14,920 Building $127,660 | $142,580 Land $14,920 Building $127,660 |
| 2024 | $2,692.00 | ||
| 2023 | $135,970 (+18.6%) Land $14,920 Building $121,050 | $135,970 (+18.6%) Land $14,920 Building $121,050 | |
| 2022 | $2,519.00 (+12.66%) Homeowner's exemption | $114,650 Land $14,920 Building $99,730 | $114,650 Land $14,920 Building $99,730 |
| 2021 | $2,236.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 E 12th St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 20 (1982–1993) |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 E 12th St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 62% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TAMA WATER SUPPLY serves 3,130 people · EPA ID IA8670013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Nextlink, Windstream.
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