406 Durham Ln, Delaware, OH 43015 Property Records

Delaware County property record for 406 Durham Ln, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,029 sqft · built 1995
Lot Size	0.286 acres (12,448 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Dec 2023)
Tax Bill	$5,589 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`519-313-07-016-000`

Property Details

APN / Parcel Number

Primary APN	`519-313-07-016-000`
Alternative APN	`148051.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,029 sqft Living Area
Gross Area	3,766 sqft
1st Floor Area	1,281 sqft
Upper Floors Area	748 sqft
Basement Area	1,281 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	12,448 sqft (0.286 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	36 sqft
Deck Area	428 sqft
Patio Area	428 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	406 DURHAM LN
City	DELAWARE
State	OH
Zip	43015-4013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 6141 NOTTINGHAM SEC 2
Legal Subdivision	NOTTINGHAM SEC 2
Legal Lot Number	6141
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	2
Census Block	2003
Census Tract	10422

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	400 QUINCY ST, 6, HANCOCK, MI 49930-1839
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2023 · Amount on Record
Deed Sale	Dec 29, 2023 · Amount on Record
Prior Sale	Nov 3, 2003 · Amount on Record
Deed Document Number	202327792
Deed Book / Page	2069 / 2882
Record Updated	Oct 29, 2026

December 2023: Guardian's Deed, Transfer

Document Type	Guardian's Deed
Jurisdiction	DELAWARE OH
Recording Date	Dec 29, 2023
Property Address	406 DURHAM LN, DELAWARE, OH 43015-4013
Document Number	0000027792
Book / Page	2069 / 2882
Map Reference	CAB I SL 421
Instrument Date	Nov 17, 2023
Instrument	202300027792
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	LANDSEL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	406 DURHAM LN, DELAWARE, OH 43015-4013
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027793
Date	Dec 29, 2023
Instrument	202300027793

Lender

Name	KEMBA FINANCIAL CREDIT UNION INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	2.25%
Index	1-Year CMT
Max Rate	12.2%

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,589.00 (+5.37%)	$112,350 (-) Land $23,170 Building $89,180	$321,000 (-) Land $66,200 Building $254,800
2024	$5,304.00 (-0.19%) Homeowner's exemption	$112,350 (-) Land $23,170 Building $89,180
2023	$5,314.00 (+14.7%) Homeowner's exemption	$112,350 (+32.15%) Land $23,170 Building $89,180	$321,000 (+32.15%) Land $66,200 Building $254,800
2022	$4,633.00 Homeowner's exemption	$85,020 Land $14,810 Building $70,210
2020			$242,900 Land $42,300 Building $200,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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