406 Duncan Ln, Hampstead, MD 21074 Property Records

Carroll County property record for 406 Duncan Ln, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,200 sqft · built 1986
Lot Size	2.62 acres (114,127 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,149 (2026)
Deeds & Mortgages	Oct 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`08-039895`

Property Details

APN / Parcel Number

Primary APN	`08-039895`
Alternative APNs	`8039895` `039895`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,200 sqft Total Area
1st Floor Area	96 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	114,127 sqft (2.62 acres)
Garage Type	Mixed
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	1,600 sqft
Porch	Slab
Porch Area	348 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	039895
Street Address	406 DUNCAN LN
City	HAMPSTEAD
State	MD
Zip	21074-1741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 7 - 2.62 ACS 406 DUNCAN LANE 27-20 DUNCANS HILL SEC 2
Legal Subdivision	DUNCANS HILL SEC 02
Legal Lot Number	7
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	2
Census Block	2001
Census Tract	508200

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	406 DUNCAN LN, HAMPSTEAD, MD 21074-1741
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 1996
Deed Sale	Jun 25, 1996
Prior Sale	Dec 23, 1991 · Amount on Record
Deed Document Number	1996954589
Deed Book / Page	1813 / 34
Last Transfer Date	Sep 2, 2022
Transfer Doc	0108980390
Record Updated	Oct 29, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 3, 2022
Property Address	406 DUNCAN LN, HAMPSTEAD, MD 21074-1741
Document Number	0108980390
Book / Page	10898 / 390
Map Reference	MB 27 FO 20
Instrument Date	Sep 2, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	406 DUNCAN LN, HAMPSTEAD, MD 21074-1741

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,149.00 (+5.02%) Homeowner's exemption	$477,900 (+5.64%)	$528,900 (+16.91%) Land $216,200 Building $312,700
2025	$4,903.00 (+8.69%) Homeowner's exemption	$452,400 (+13.31%) Land $156,200 Building $296,200	$452,400 (-) Land $156,200 Building $296,200
2023	$4,511.00 Homeowner's exemption	$399,267	$452,400 Land $156,200 Building $296,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Quantum Internet & Telephone, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Duncan Ln

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