406 Dull St, Monona, IA 52159 Property Records

Clayton County property record for 406 Dull St, Monona, IA 52159

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,320 sqft · built 1957
Lot Size	0.224 acres (9,768 sqft)
Owner	Individual Name on File
Tax Bill	$1,622 (2025)
Deeds & Mortgages	Oct 2023 Transfer Sep 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3614231008`

Property Details

APN / Parcel Number

Primary APN	`3614231008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	960 sqft
Basement Area	360 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,768 sqft (0.224 acres)
Lot Dimensions	132 ft deep x 74 ft wide
Garage Area	768 sqft
Parking Spaces	4 Parking Spaces
Patio Area	516 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	406 DULL ST
City	MONONA
State	IA
Zip	52159-8260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DULLS ADDN. LOT 8 PT VACATED ALLEY BLK 3
Legal Subdivision	DULLS ADDN
Legal Block	3
Legal Lot Number	8
Jurisdiction	CLAYTON IA
Township / Civil Division	MONONA
Census Block Group	4
Census Block	4025
Census Tract	70200

Owner

406 Dull St is owned and occupied by an individual who acquired it in September 2023.

Source: Clayton County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	406 DULL ST, MONONA, IA 52159-8260
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Correction Deed
Sep 28, 2023	Intrafamily Transfer, Transfer
Dec 3, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MARINE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 25, 2023
Transfer Doc	2023R02682
Record Updated	Oct 29, 2026

October 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	CLAYTON IA
Recording Date	Oct 18, 2023
Property Address	406 DULL ST, MONONA, IA 52159-8260
Document Number	2023R02875
Instrument Date	Oct 13, 2023
Instrument	2023R02875
Record Updated	Nov 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 DULL ST, MONONA, IA 52159-8260

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAYTON IA
Recording Date	Sep 28, 2023
Property Address	406 DULL ST, MONONA, IA 52159-8260
Document Number	2023R02682
Instrument Date	Sep 25, 2023
Instrument	2023R02682
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 DULL ST, MONONA, IA 52159-8260

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAYTON IA
Recording Date	Dec 3, 2020
Property Address	406 DULL ST, MONONA, IA 52159-8260
Document Number	2020R05012
Instrument Date	Nov 25, 2020
Instrument	2020R05012
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 DULL ST, MONONA, IA 52159-8260

Mortgage

Document Number	2020R05013
Date	Dec 3, 2020
Instrument	2020R05013

Lender

Name	MARINE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	72 Months
Due	May 5, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 406 Dull St was $1,622 with a homeowner's exemption, down 4.5% from the year before.

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Municipality	Monona City
Unified School District	MFL MarMac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,622.00 (-4.48%) Homeowner's exemption	$131,801 Land $14,463 Building $117,338	$131,801 Land $14,463 Building $117,338
2024	$1,698.00
2023		$112,378 Land $12,576 Building $99,802	$112,378 Land $12,576 Building $99,802
2022	$1,750.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Dull St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Dull St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONONA MUNICIPAL WATER DEPT serves 1,471 people · EPA ID IA2264095
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northeast Iowa Telephone Company Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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