406 Date St, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 406 Date St, Fernandina Beach, FL 32034

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,360 sqft · built 2006
Lot Size	0.119 acres (5,181 sqft)
Owner	2 Company Names on File
Last Sale	$100 (Oct 2016)
Tax Bill	$3,500 (2025)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-00-31-1800-0138-0160`

Property Details

APN / Parcel Number

Primary APN	`00-00-31-1800-0138-0160`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,360 sqft Living Area
1st Floor Area	1,180 sqft
Upper Floors Area	1,180 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	5,181 sqft (0.119 acres)
Lot Dimensions	10 ft deep x 5 ft wide
Porch	Finished/Open Porch
Porch Area	282 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	406 DATE ST
City	FERNANDINA BEACH
State	FL
Zip	32034-4255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 138 LOT 16 CITY OF FDNA BEACH
Legal Range	28E
Legal Township	03N
Legal Section	23
Legal Subdivision	CITY OF FDNA BEACH
Legal Block	138
Legal Lot Number	16
Jurisdiction	NASSAU FL
Township / Civil Division	FERNANDINA BEACH
Census Block Group	3
Census Block	3024
Census Tract	50103

Owner

Source: Nassau County records · APN 00-00-31-1800-0138-0160

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	406 DATE ST, FERNANDINA BEACH, FL 32034-4255
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 01, 2016 · Amount on Record
Deed Sale	Oct 01, 2016 · Amount on Record
Prior Sale	May 08, 2006 · Amount on Record
Deed Book / Page	2080 / 138
Last Transfer Date	Jul 08, 2025
Transfer Doc	0028081736
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	406 DATE ST, FERNANDINA BEACH, FL 32034-4255
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021160402
Date	Apr 26, 2017
Book Page	2116/0402
Instrument	201712421

Lender

Name	EAGLE BANK
Type	Bank
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Municipality	Fernandina Beach City
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,500.00 (+1.66%)	$236,115 (+2.9%)	$463,960 (+5.39%) Land $212,500 Building $251,460
2024	$3,443.00 (+1.03%) Homeowner's exemption	$229,461 (+3%)	$440,217 (+2.5%) Land $200,000 Building $240,217
2023	$3,408.00 (+6.7%) Homeowner's exemption	$222,778 (+3%)	$429,476 (+13.05%) Land $200,000 Building $229,476
2022	$3,194.00 Homeowner's exemption	$216,289	$379,912 Land $150,000 Building $229,912

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120890501033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	2 (2011–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2023 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Fernandina Beach Historic District (Boundary Increase) listed 1987 · 174 contributing resources · NRIS 87000195

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 99 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
IQ Fiber Intermediate Holdings Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	FERNANDINA BEACH WTP serves 21,925 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.