406 Date Palm Ln, Freeport, FL 32439 Property Records

Walton County property record for 406 Date Palm Ln, Freeport, FL 32439

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,432 sqft · built 2022
Lot Size	0.029 acres (1,289 sqft)
Owner	2 Individual Names on File
Last Sale	$286,501 (Oct 2021)
Tax Bill	$2,917 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-1S-19-23116-000-1890`

Property Details

APN / Parcel Number

Primary APN	`10-1S-19-23116-000-1890`
Alternative APN	`10-119-23116-000-1890`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,432 sqft Living Area
Gross Area	1,780 sqft
Flooring	Tile

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Townhouse
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	1,289 sqft (0.029 acres)
Garage Type	Attached
Garage Area	220 sqft
Porch	Finished Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	406 DATE PALM LN
City	FREEPORT
State	FL
Zip	32439-3725
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 189 VERANDAS AT FREEPORT PHASE 1C-4 PB 23-47 OR 3207-864 OR 3221-1286
Legal Range	019
Legal Township	01S
Legal Section	10
Legal Subdivision	FREEPORT PHASE 1C
Legal Phase	1C-4
Legal Block	18
Legal Lot Number	189
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2008
Census Tract	950306

Owner

406 Date Palm Ln, a townhouse, is owned and occupied by two individuals who bought it in October 2021.

Source: Walton County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	406 DATE PALM LN, FREEPORT, FL 32439-3725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Oct 19, 2021	Warranty Deed, Transfer SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TTL PANAMA CITY BE
Jul 14, 2021	Warranty Deed, Transfer · Commercial Mortgage COMMUNITY BANK OF MISSISSIPPI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2021 · Amount on File
Deed Sale	Oct 19, 2021 · Amount on File
Prior Sale	Jul 14, 2021 · Amount on File
Deed Document Number	202152030
Deed Book / Page	3221 / 1286
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	406 DATE PALM LN, FREEPORT, FL 32439-3725
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	AQUA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9077 WOODSTREAM LN, CENTERVILLE, OH 45458-9556

Mortgage

Document Number	0032683826
Date	Oct 3, 2022
Book Page	3268/3826
Instrument	20220044061

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 19, 2021
Property Address	406 DATE PALM LN, FREEPORT, FL 32439-3725
Document Number	0032211286
Book / Page	3221 / 1286
Map Reference	MB 23 PG 47&48
Instrument Date	Oct 18, 2021
Instrument	20210052030
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TTL PANAMA CITY BE

Transaction

Amount	Amount on Record
Tax	$2,006.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 DATE PALM LN, FREEPORT, FL 32439-3725

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 14, 2021
Property Address	406 DATE PALM LN, FREEPORT, FL 32439-3725
Document Number	0032070864
Book / Page	3207 / 864
Map Reference	MB 23 PG 47&48
Instrument Date	Jul 2, 2021
Instrument	20210035345
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,637.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1131 FAIRVIEW AVE STE 201, 1131, BOWLING GREEN, KY 42103-1695

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 DATE PALM LN, FREEPORT, FL 32439-3725

Mortgage

Document Number	0003207865
Date	Jul 14, 2021
Instrument	3207/865

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 406 Date Palm Ln was $2,917, down 4.1% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,917.00 (-4.11%)	$226,859 Land $30,000 Building $196,859	$226,859 Land $30,000 Building $196,859
2024	$3,042.00 (+2.94%)
2023	$2,955.00 (+10.88%)	$233,888 (+15.38%) Building $233,888	$233,888 (+15.38%) Building $233,888
2022	$2,665.00	$202,703 Building $202,703	$202,703 Building $202,703

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Date Palm Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Date Palm Ln is moderate, ranking above 48% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREEPORT serves 12,020 people · EPA ID FL1660290
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T.

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