Dearborn County property record for 406 Cross Dr, Aurora, IN 47001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,040 sqft · built 1964 |
| Lot Size | 1.49 acres (65,253 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,569 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-000088-00 |
| Primary APN | 002-000088-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,040 sqft Living Area |
| 1st Floor Area | 2,040 sqft |
| Basement Area | 416 sqft |
| Finished Basement | 416 sqft |
| Unfinished Basement | 416 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 65,253 sqft (1.49 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 00000000405 |
|---|---|
| Street Address | 406 CROSS DR |
| City | AURORA |
| State | IN |
| Zip | 47001-9487 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3-18-01 PT SW 6-4-1 1.498A |
| Jurisdiction | DEARBORN IN |
| Township / Civil Division | CENTER |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 80500 |
406 Cross Dr is owner-occupied and held in a trust.
Source: Dearborn County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 406 CROSS DR, AURORA, IN 47001-9487 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 406 Cross Dr was $1,569 with a homeowner's exemption, up 1.6% from the year before.
Source: Dearborn County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Dearborn County |
| County Subdivision | Center Township |
| Unified School District | South Dearborn Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,569.00 (+1.55%) Homeowner's exemption | $186,400 Land $27,600 Building $158,800 | $186,400 Land $27,600 Building $158,800 |
| 2024 | $1,545.00 (+12.77%) | ||
| 2023 | $1,370.00 (+8.47%) | $154,100 (+6.94%) Land $27,600 Building $126,500 | $154,100 (+6.94%) Land $27,600 Building $126,500 |
| 2022 | $1,263.00 | $144,100 Land $27,600 Building $116,500 | $144,100 Land $27,600 Building $116,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 Cross Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective April 9, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1978–2025) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 Cross Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AURORA UTILITIES serves 6,415 people · EPA ID IN5215001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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