Wharton County property record for 406 Croom Dr, Wharton, TX 77488
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,267 sqft · built 1960 |
| Lot Size | 0.333 acres (14,484 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $184,600 (Jun 2019) |
| Tax Bill | $4,369 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Jul 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11280-002-004-00 |
| Primary APN | 11280-002-004-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,267 sqft Living Area |
| Gross Area | 2,867 sqft |
| 1st Floor Area | 2,267 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 14,484 sqft (0.333 acres) |
| Lot Dimensions | 146 ft deep x 99 ft wide |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Porch | Open Porch |
| Porch Area | 111 sqft |
| Patio Area | 372 sqft |
| Account Number | 1128000200400 |
|---|---|
| Street Address | 406 CROOM DR |
| City | WHARTON |
| State | TX |
| Zip | 77488-4420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SYCAMORE GROVE BLOCK 2 LOT 4 |
| Legal Subdivision | SYCAMORE GROVE |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | WHARTON TX |
| Township / Civil Division | WHARTON |
| Census Block Group | 5 |
| Census Block | 5015 |
| Census Tract | 740400 |
Source: Wharton County assessment roll, APN 11280-002-004-00, as of May 26, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 CROOM DR, WHARTON, TX 77488-4420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 08, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jul 21, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jun 06, 2019 | Vendor's Lien, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 06, 2019 · Amount on Record |
| Deed Sale | Jun 06, 2019 · Amount on Record |
| Prior Sale | Sep 01, 2006 |
| Deed Document Number | 20193105 |
| Deed Book / Page | 1136 / 613 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHARTON TX |
| Property Address | 406 CROOM DR, WHARTON, TX 77488-4420 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 406 CROOM DR, WHARTON, TX 77488-4420 |
| Document Number | 001334/705 |
|---|---|
| Date | Feb 08, 2024 |
| Book Page | 1334/705 |
| Instrument | 2024-00000627 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 305 Months |
| Due | Jul 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHARTON TX |
| Property Address | 406 CROOM DR, WHARTON, TX 77488-4420 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 406 CROOM DR, WHARTON, TX 77488-4420 |
| Document Number | 001315/124 |
|---|---|
| Date | Jul 21, 2023 |
| Book Page | 1315/124 |
| Instrument | 2023-00002781 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Jul 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHARTON TX |
| Property Address | 406 CROOM DR, WHARTON, TX 77488-4420 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 406 CROOM DR, WHARTON, TX 77488-4420 |
| Document Number | 001243/323 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 1243/323 |
| Instrument | 2021-00007461 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Jul 01, 2049 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WHARTON TX |
| Recording Date | Jun 06, 2019 |
| Property Address | 406 CROOM DR, WHARTON, TX 77488-4420 |
| Document Number | 001136/613 |
| Book / Page | 1136 / 613 |
| Map Reference | VOL 282 PG 184 |
| Instrument Date | Jun 05, 2019 |
| Instrument | 2019-00003105 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2023 |
| Title Company | MID-COAST TITLE COMPANY INC, MID COAST TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 973, WHARTON, TX 77488-0973 |
| Name | Verified Name |
|---|---|
| Address | 406 CROOM DR, WHARTON, TX 77488-4420 |
| Document Number | 201900003108 |
|---|---|
| Date | Jun 06, 2019 |
| Instrument | 2019-00003108 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
Source: Wharton County assessment roll as of May 26, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Wharton County |
| Municipality | Wharton City |
| Unified School District | Wharton Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,369.00 (-3.47%) Homeowner's exemption | $281,140 (+12.96%) Land $57,932 Building $223,208 | $281,140 (+12.96%) Land $57,932 Building $223,208 |
| 2023 | $248,887 Land $57,932 Building $190,955 | $248,887 Land $57,932 Building $190,955 | |
| 2022 | $4,526.00 |
Source: FEMA National Flood Hazard Layer, Wharton County (48481C), as of September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484817404005, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 15 (1983–2024) |
| Claims Outside the SFHA | 15 of 15 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 254 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| JAB Wireless Fiber | 1,000 / 200 |
| Cable One Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Stratosnet Technologies Fixed Wireless | 100 / 50 |
May also be available: AMG Technology Investment Group, AT&T, Hotwire Communications.
Source: EPA Safe Drinking Water Information System, water system TX2410005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF WHARTON serves 8,756 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 58 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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