406 County Line Rd, Bluffton, OH 45817 Property Records

Allen County property record for 406 County Line Rd, Bluffton, OH 45817

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,105 sqft · built 1996
Lot Size0.413 acres (17,990 sqft)
Owner2 Individual Names on Record
Last Sale$198,000 (Feb 2020)
Tax Bill$2,862 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Feb 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-1208-05-012.000

Property Details

APN / Parcel Number

Primary APN28-1208-05-012.000
Alternative APN
  • A0228120805012000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,105 sqft Living Area
Gross Area2,545 sqft
1st Floor Area2,105 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Lot Area17,990 sqft (0.413 acres)
Lot Dimensions200 ft deep x 90 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area48 sqft
Patio Area374 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address406 COUNTY LINE RD
CityBLUFFTON
StateOH
Zip45817-1331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSWISS PARK NO 3 SUBDIVISION LOT 1161 JOINT TEN FF 90.00
Legal SubdivisionSWISS PARK NO 3 SUBDIVISION
Legal Lot Number1161
JurisdictionALLEN OH
Township / Civil DivisionRICHLAND
Census Block Group3
Census Block3017
Census Tract10100

Owner

Source: Allen County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address406 COUNTY LINE RD, BLUFFTON, OH 45817-1331
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2026Deed of Trust, Mortgage · Line of Credit
OLD FORT BANKING COMPANY
Feb 26, 2020Grant Deed, Transfer · Conventional Mortgage
FIRST FED'L BK/THE MIDWEST
Dec 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS NAT'L BK/BLUFFTON
Nov 2, 2017Deed of Trust, Mortgage · Line of Credit
CITIZENS NAT'L BK/BLUFFTON

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2020 · Amount on Record
Deed SaleFeb 26, 2020 · Amount on Record
Prior SaleJul 21, 2008 · Amount on Record
Deed Document Number20202082
Deed Book / Page2020 / 2082
Prior Transfer DateSep 10, 2010
Prior Transfer Doc9170010474
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Recording DateSep 21, 2026
Property Address406 COUNTY LINE RD, BLUFFTON, OH 45817-1331
Document Number0000009871
Instrument DateAug 31, 2026
Instrument20269871
Transaction TypeMortgage
Record UpdatedSep 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009871,
DateSep 21, 2026
Instrument20269871
Lender
NameOLD FORT BANKING COMPANY
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 31, 2036
Interest
Rate TypeBalloon
Initial TypeBalloon
Max Rate-1%

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALLEN OH
Recording DateFeb 26, 2020
Property Address406 COUNTY LINE RD, BLUFFTON, OH 45817-1331
Document Number0000002082
Instrument DateFeb 26, 2020
Instrument2082
Transaction TypeTransfer
Record UpdatedMar 12, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$594.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 COUNTY LINE RD BLUFFTON OH 458171331, BLUFFTON, OH 45817-1331

Mortgage

Document Number2083
DateFeb 26, 2020
Instrument2083
Lender
NameFIRST FED'L BK/THE MIDWEST
TypeBank
AddressDEFIANCE, OH 43512
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 25, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address406 COUNTY LINE RD, BLUFFTON, OH 45817-1331
Document Number0000013732
Instrument DateDec 11, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 COUNTY LINE RD BLUFFTON OH 458171331, BLUFFTON, OH 45817-1331

Mortgage

Document Number0000013732
DateDec 24, 2019
Instrument13732
Lender
NameCITIZENS NAT'L BK/BLUFFTON
TypeBank
AddressBLUFFTON, OH 45817
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 23, 2034

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address406 COUNTY LINE RD, BLUFFTON, OH 45817-1331
Document Number0000012540
Instrument DateNov 2, 2017
Transaction TypeMortgage
Record UpdatedNov 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 COUNTY LINE RD BLUFFTON OH 458171331, BLUFFTON, OH 45817-1331

Mortgage

Document Number0000012540
DateNov 13, 2017
Instrument12540
Lender
NameCITIZENS NAT'L BK/BLUFFTON
TypeBank
AddressBLUFFTON, OH 45817
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueNov 12, 2022
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
County SubdivisionRichland Township
MunicipalityBluffton Village
Unified School DistrictBluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,862.00 (-0.07%)$86,770 (-) Land $13,650 Building $73,120$247,900 (-) Land $39,000 Building $208,900
2024$2,864.00 (+17.71%) Homeowner's exemption$86,770 (+26.99%) Land $13,650 Building $73,120$247,900 (+27%) Land $39,000 Building $208,900
2023$2,433.00 (-1.06%) Homeowner's exemption$68,330 (-) Land $10,750 Building $57,580
2022$2,459.00 Homeowner's exemption$68,330 Land $10,750 Building $57,580
2021$195,200 Land $30,700 Building $164,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims49 (1979–2020)
Claims Outside the SFHA3 of 49
Most Recent ClaimMay 2020 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLUFFTON VILLAGE
serves 4,082 people · EPA ID OH0200112
Water SourcePurchased surface water from OTTAWA VILLAGE
Last State InspectionJun 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
MetaLINK Technologies
Fixed Wireless
500 / 100
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Brightspeed, HDER Link.

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