Okaloosa County property record for 406 Cooper St, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 952 sqft · built 1995 |
| Lot Size | 1.01 acres (44,319 sqft) |
| Owner | Individual Name on File |
| Last Sale | $224,900 (Dec 2024) |
| Tax Bill | $1,091 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Feb 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-0909-9 |
| Primary APN | C56-000-596-0909-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 952 sqft Heated Area |
| Gross Area | 1,366 sqft |
| 1st Floor Area | 952 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 44,319 sqft (1.01 acres) |
| Lot Width | 100 ft Width |
| Porch | Open Porch |
| Porch Area | 78 sqft |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 406 COOPER ST |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-5004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORRIS ADD CRESTVIEW LOT 2 BLK 19 |
| Legal Range | 23 |
| Legal Township | 03N |
| Legal Section | 21 |
| Legal Subdivision | MORRIS ADD |
| Legal Block | 19 |
| Legal Lot Number | 2 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 20701 |
406 Cooper St is owned and occupied by an individual who bought it in December 2024.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 COOPER ST, CRESTVIEW, FL 32539-5004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2021 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 2, 2017 | Warranty Deed, Transfer FIRST INT'L TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 26, 2024 · Amount on File |
| Deed Sale | Dec 26, 2024 · Amount on File |
| Prior Sale | Jul 20, 2021 · Amount on File |
| Deed Document Number | 3729822 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 20, 2021 |
| Property Address | 406 COOPER ST, CRESTVIEW, FL 32539-5004 |
| Document Number | 0035611720 |
| Book / Page | 3561 / 1720 |
| Map Reference | MB 1 PG 133 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 3473119 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | MOULTON LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,106.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 840 E WALNUT AVE, 840, CRESTVIEW, FL 32539-3701 |
| Name | Verified Name |
|---|---|
| Address | 4417 MIRADA WAY, CRESTVIEW, FL 32539-6712 |
| Document Number | 35611722 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 3561/1722 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 2, 2017 |
| Property Address | 406 COOPER ST, CRESTVIEW, FL 32539-5004 |
| Document Number | 0032860290 |
| Book / Page | 003286 / 000290 |
| Instrument Date | Feb 2, 2017 |
| Instrument | 3115750 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2017 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $382.90 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 603 W FOLLETT LN FREMONT IN 467377604, FREMONT, IN 46737-7604 |
The 2025 property tax bill for 406 Cooper St was $1,091 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,091.00 Homeowner's exemption | $137,867 Land $21,494 Building $116,373 | $137,867 Land $21,494 Building $116,373 |
| 2023 | $1,133.00 (+4.91%) | $106,439 (+6.29%) Land $14,047 Building $92,392 | $106,439 (+6.29%) Land $14,047 Building $92,392 |
| 2022 | $1,080.00 | $100,144 Land $13,128 Building $87,016 | $100,144 Land $13,128 Building $87,016 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 406 Cooper St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 Cooper St is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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