406 Conundrum Ter, Frederick, MD 21702 Property Records

Frederick County property record for 406 Conundrum Ter, Frederick, MD 21702 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage2,104 sqft Living Area
Lot Size11,072 sqft (0.254 acres)
GarageAttached, 400 sqft
OccupancyOwner Occupied
Last Sale$677,500 (2024)
Tax Bill$8,143.00 (2024)

Property Details

APN / Parcel Number

Primary APN02-593800
Alternative APN
  • 593800

Interior

Full Baths2 Baths
Building Area2,104 sqft Living Area
Gross Area2,760 sqft Gross Area
1st Floor1,604 sqft 1st Floor
Basement Area500 sqft Basement
Finished Basement500 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area11,072 sqft (0.254 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage
Deck Area256 sqft Deck
PorchOpen Porch
Porch Area36 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number593800
Street Address406 CONUNDRUM TER
CityFREDERICK
StateMD
Zip21702-6234
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 115 SECTION 9 PL 11,072 SQ FT CLOVER RIDGE
Legal SubdivisionCLOVER RIDGE
Legal Lot Number115
JurisdictionFREDERICK MD
Minor Civil Division21, TUSCARORA
Census Blockgroup2
Census Block2005
Census Tract751301

Owner

Source: Frederick County records · APN 02-593800

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address406 CONUNDRUM TER, FREDERICK, MD 21702-6234
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Jan 31, 2022Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO
Jun 12, 2018Deed, Transfer · Conventional Mortgage
NVR MORTGAGE FINANCE INC
Feb 22, 2018Grant Deed, Transfer
NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 05, 2024 · Amount on Record
Deed SaleJun 05, 2024 · Amount on Record
Prior SaleJun 12, 2018 · Amount on Record
Deed Book / Page16890 / 138
Record RefreshedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address406 CONUNDRUM TER, FREDERICK, MD 21702-6234
Transaction TypeMortgage
Record UpdatedMay 02, 2022
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0145680497
DateFeb 19, 2021
Book Page14568/497
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address406 CONUNDRUM TER, FREDERICK, MD 21702-6234
Transaction TypeMortgage
Record UpdatedMay 02, 2022
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0156970315
DateJan 31, 2022
Book Page15697/315
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2018: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJun 12, 2018
Property Address406 CONUNDRUM TER, FREDERICK, MD 21702-6234
Document Number0124610027
Book / Page12461 / 0027
Map ReferenceMB97 P184
Instrument DateMay 31, 2018
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanySTEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,178.08
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4991 NEW DESIGN RD STE 105, 4991, FREDERICK, MD 21703-7342

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address406 CONUNDRUM TER, FREDERICK, MD 21702-6234

Mortgage

Document Number0001246132
DateJun 12, 2018
Instrument12461/32
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 01, 2038

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateFeb 22, 2018
Property Address406 CONUNDRUM TER, FREDERICK, MD 21702-6234
Document Number0122880057
Book / Page012288 / 000057
Instrument DateFeb 07, 2018
Transaction TypeTransfer
Record UpdatedMar 06, 2018
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount Recorded
Tax$128.20
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4991 NEW DESIGN RD #105 FREDERICK MD 217037342, 105, FREDERICK, MD 21703-7342
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$520,500 (+18.92%) Land $110,600 Building $409,900$520,500 (-) Land $110,600 Building $409,900
2024$8,143.00 (+7.29%)
2023$7,590.00 Homeowner's exemption$437,700$520,500 Land $110,600 Building $409,900

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