406 Commonwealth Dr, Ninety Six, SC 29666 Property Records

Greenwood County property record for 406 Commonwealth Dr, Ninety Six, SC 29666

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,421 sqft · built 2006
Lot Size	1.18 acres (51,401 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,856 (2025)
Deeds & Mortgages	May 2023 Transfer May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7815-736-893`

Property Details

APN / Parcel Number

Primary APN	`7815-736-893`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	2,421 sqft Living Area
Basement Area	1,657 sqft
Finished Basement	1,330 sqft
Unfinished Basement	327 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	51,401 sqft (1.18 acres)

Location & Zoning

Street Address	406 COMMONWEALTH DR
City	NINETY SIX
State	SC
Zip	29666-8302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 31 PATRIOTS PLANTATION 1.18AC
Legal Subdivision	PATRIOTS PLANTATION
Legal Lot Number	31
Jurisdiction	GREENWOOD SC
Township / Civil Division	NINETY SIX
Census Block Group	2
Census Block	2001
Census Tract	970701

Owner

Source: Greenwood County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 COMMONWEALTH DR, NINETY SIX, SC 29666-8302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Intrafamily Transfer, Transfer
May 8, 2023	Deed, Transfer · Conventional Mortgage FIRST COMMONWEALTH BANK
May 29, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2023
Deed Sale	May 8, 2023
Deed Document Number	20232988
Deed Book / Page	1641 / 1940
Prior Transfer Date	May 1, 2023
Prior Transfer Doc	01641/2177
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GREENWOOD SC
Recording Date	May 10, 2023
Property Address	406 COMMONWEALTH DR, NINETY SIX, SC 29666-8302
Document Number	01641/2177
Book / Page	1641 / 2177
Map Reference	MB 123 PG 107
Instrument Date	May 1, 2023
Instrument	202300003064
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 COMMONWEALTH DR, NINETY SIX, SC 29666-8302

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GREENWOOD SC
Recording Date	May 8, 2023
Property Address	406 COMMONWEALTH DR, NINETY SIX, SC 29666-8302
Document Number	01641/1940
Book / Page	1641 / 1940
Map Reference	MB 123 PG 107
Instrument Date	Apr 17, 2023
Instrument	202300002988
Transaction Type	Transfer
Record Updated	May 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,947.10
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 COMMONWEALTH DR, NINETY SIX, SC 29666-8302

Mortgage

Document Number	03099/1421
Date	May 8, 2023
Book Page	3099/1421
Instrument	202300002989

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWOOD SC
Property Address	406 COMMONWEALTH DR, NINETY SIX, SC 29666-8302
Document Number	0030622240
Instrument Date	May 29, 2019
Transaction Type	Mortgage
Record Updated	Jun 19, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 COMMONWEALTH DR NINETY SIX SC 296668302, NINETY SIX, SC 29666-8302

Mortgage

Document Number	0030622240
Date	Jun 3, 2019
Book Page	003062/002240
Instrument	3952

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Greenwood County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Greenwood County
Unified School District	Greenwood School District 52 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,856.00 (+83.8%)	$43,070 (+88.9%)	$1,076,700 (+88.89%) Land $433,700 Building $643,000
2024	$3,186.00 (-70.38%)	$22,800 (-33.33%)	$570,000 (-) Land $195,000 Building $375,000
2023	$10,758.00 (+0.12%)	$34,200 (-)	$570,000 (-) Land $195,000 Building $375,000
2022	$10,745.00	$34,200	$570,000 Land $195,000 Building $375,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000

May also be available: Vyve Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Commonwealth Dr

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