406 Commerce St, Maypearl, TX 76064 Property Records

Ellis County property record for 406 Commerce St, Maypearl, TX 76064

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,425 sqft · built 1920
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$303,000 (May 2025)
Tax Bill	$5,005 (2025)
Deeds & Mortgages	May 2025 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R165193`

Property Details

APN / Parcel Number

Primary APN	`R165193`
Alternative APNs	`50200102400900115` `165193`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,425 sqft Living Area
Gross Area	2,853 sqft
1st Floor Area	784 sqft
2nd Floor Area	420 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1957
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Detached
Garage Area	299 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Porch Area	480 sqft
Deck Area	160 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	406 COMMERCE ST
City	MAYPEARL
State	TX
Zip	76064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9R BLK 24 O T MAYPEARL-REV .14 AC
Legal Subdivision	O T MAYPEARL-REV
Legal Block	24
Legal Lot Number	9R
Jurisdiction	ELLIS TX
Township / Civil Division	MAYPEARL
Census Block Group	3
Census Block	3039
Census Tract	60900

Owner

Source: Ellis County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 COMMERCE ST, MAYPEARL, TX 76064
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 15, 2025	Vendor's Lien, Transfer THE COWBOY BANK OF TEXAS
Mar 8, 2022	Vendor's Lien, Transfer · Stand-Alone First Mortgage THE COWBOY BANK OF TEXAS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2025 · Amount on Record
Deed Sale	May 15, 2025 · Amount on Record
Prior Sale	Mar 8, 2022 · Amount on Record
Deed Document Number	202515760
Last Transfer Date	Oct 1, 2025
Transfer Doc	0000033290
Record Updated	Oct 29, 2026

May 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	May 15, 2025
Property Address	406 COMMERCE ST, MAYPEARL, TX 76064
Document Number	0002515760
Map Reference	CAB I SL 127
Instrument Date	May 14, 2025
Instrument	2515760
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	FIDELITY NATIONAL LS, FIDELITY NATIONAL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 COMMERCE ST, MAYPEARL, TX 76064
Investor	Possibly a Property Investor

Mortgage

Document Number	0002515761
Date	May 15, 2025
Instrument	2515761

Lender

Name	THE COWBOY BANK OF TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	63 Months
Due	Aug 15, 2030

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Mar 8, 2022
Property Address	406 COMMERCE ST, MAYPEARL, TX 76064
Document Number	0002209328
Map Reference	CAB I SL 127
Instrument Date	Mar 3, 2022
Instrument	2209328
Transaction Type	Transfer
Record Updated	Mar 23, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 COMMERCE ST, MAYPEARL, TX 76064

Mortgage

Document Number	0002209331
Date	Mar 8, 2022
Instrument	2209331

Lender

Name	THE COWBOY BANK OF TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Sep 3, 2022

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Maypearl City
Unified School District	Maypearl Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,004 (+5.77%) Land $50,000 Building $321,004	$371,004 (+5.77%) Land $50,000 Building $321,004
2025	$5,005.00 (-9.62%) Homeowner's exemption	$350,750 (-0.59%) Land $50,000 Building $300,750	$350,750 (-0.59%) Land $50,000 Building $300,750
2024	$5,538.00 (-6.85%) Homeowner's exemption	$352,831 (-5.86%) Land $50,000 Building $302,831	$352,831 (-5.86%) Land $50,000 Building $302,831
2023	$5,945.00 (+6.41%)	$374,789 Land $50,000 Building $324,789	$374,789 Land $50,000 Building $324,789
2018	$5,587.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2007–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MAYPEARL serves 994 people · EPA ID TX0700004
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Legacy ISP Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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