406 Cold Brook Rd, Homer, NY 13077 Property Records

Onondaga County and Spafford Town property record for 406 Cold Brook Rd, Homer, NY 13077

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,796 sqft · built 2007
Lot Size	52.4 acres (2,286,029 sqft)
Owner	Individual Name on File
Last Sale	$181,000 (Sep 2017)
Tax Bill	$4,473 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Sep 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`315200 028.-02-16.1`

Property Details

APN / Parcel Number

Primary APN	`315200 028.-02-16.1`
Alternative APN	`520002800000020160010000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,796 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	2,286,029 sqft (52.4 acres)
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	406 COLD BROOK RD
City	HOMER
State	NY
Zip	13077-8748
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	01 - NOT Z
Legal Description	FL 33
Legal Block	2
Legal Lot Number	16.001
Jurisdiction	ONONDAGA NY
Township / Civil Division	SPAFFORD
Census Block Group	1
Census Block	1049
Census Tract	16801

Owner

406 Cold Brook Rd, a rural home, is owned by an individual who bought it in September 2017.

Source: Onondaga County and Spafford Town records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1732 CHESTNUT RIDGE RD, CHITTENANGO, NY 13037-9516
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2017	Deed of Trust, Mortgage PLAZA HOME MORTGAGE INC
Sep 19, 2017	Deed, Transfer NOT AVAILABLE, THOMAS M ROBERTSON
Sep 22, 2017	Deed, Transfer NOT AVAILABLE, THOMAS M ROBERTSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2017 · Amount on File
Deed Sale	Sep 22, 2017 · Amount on File
Prior Sale	Sep 19, 2017 · Amount on File
Deed Book / Page	2017 / 33542
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONONDAGA NY
Property Address	406 COLD BROOK RD, HOMER, NY 13077-8748
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17000033543
Date	Sep 22, 2017
Instrument	170-00033543

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2047

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ONONDAGA NY
Recording Date	Sep 19, 2017
Property Address	406 COLD BROOK RD, HOMER, NY 13077-8748
Document Number	0000002017/0000033542
Book / Page	0000002017 / 0000033542
Instrument Date	Sep 19, 2017
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	NOT AVAILABLE, THOMAS M ROBERTSON

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1732 CHESTNUT RIDGE RD, CHITTENANGO, NY 13037-9516

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ONONDAGA NY
Recording Date	Sep 22, 2017
Property Address	406 COLD BROOK RD, HOMER, NY 13077-8748
Document Number	0000002017/0000033542
Book / Page	0000002017 / 0000033542
Instrument Date	Jun 27, 2017
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	NOT AVAILABLE, THOMAS M ROBERTSON

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1732 CHESTNUT RIDGE RD, CHITTENANGO, NY 13037-9516

Tax Assessment & Valuation

The 2025 property tax bill for 406 Cold Brook Rd was $4,473.

Source: Onondaga County and Spafford Town assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	New York
County	Onondaga County
County Subdivision	Spafford Town
Unified School District	Homer Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,473.00	$270,000 Land $127,600 Building $142,400	$284,211 Land $134,316 Building $149,895
2023	$4,045.00	$160,000 Land $112,900 Building $47,100	$275,862 Land $194,655 Building $81,207

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Cold Brook Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Apr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Cold Brook Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

4G LTE (outdoors only), no 5G reported

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