Richland County property record for 406 Cockspur Rd, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,362 sqft · built 1980 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Oct 2023) |
| Tax Bill | $1,935 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03213-03-11 |
| Primary APN | 03213-03-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,362 sqft Heated Area |
| Gross Area | 2,958 sqft |
| 1st Floor Area | 1,362 sqft |
| Basement Area | 762 sqft |
| Unfinished Basement | 762 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 114 sqft |
| Patio Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00027278 |
|---|---|
| Street Address | 406 COCKSPUR RD |
| City | IRMO |
| State | SC |
| Zip | 29063-2753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 4 BLK M-1 105X159.3X100X150 #SU FRIARSGATE B SEC 6 #PR RB56-3292 |
| Legal Subdivision | NEW FRIARSGATE |
| Legal Block | M-1 |
| Legal Lot Number | 4 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 10305 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 406 COCKSPUR RD, IRMO, SC 29063-2753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Oct 11, 2023 | Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING |
| Jul 9, 2019 | Grant Deed, Transfer · FHA Mortgage NEW AMERICAN FNDG |
| Nov 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2023 · Amount on Record |
| Deed Sale | Oct 11, 2023 · Amount on Record |
| Prior Sale | Jul 9, 2019 · Amount on Record |
| Deed Document Number | 202344272 |
| Deed Book / Page | 2872 / 262 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 11, 2023 |
| Property Address | 406 COCKSPUR RD, IRMO, SC 29063-2753 |
| Document Number | 0028720262 |
| Book / Page | 2872 / 262 |
| Map Reference | MB Z PG 4683 |
| Instrument Date | Oct 11, 2023 |
| Instrument | 2023044272 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $585.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 406 COCKSPUR RD, IRMO, SC 29063-2753 |
| Document Number | 2023044273 |
|---|---|
| Date | Oct 11, 2023 |
| Instrument | 2023044273 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 9, 2019 |
| Property Address | 406 COCKSPUR RD, IRMO, SC 29063-2753 |
| Document Number | 2408/3772 |
| Book / Page | 002408 / 003772 |
| Instrument Date | Jul 8, 2019 |
| Instrument | 48895 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $505.05 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 406 COCKSPUR RD IRMO SC 290632753, IRMO, SC 29063-2753 |
| Document Number | 2408/3775 |
|---|---|
| Date | Jul 9, 2019 |
| Book Page | 002408/003775 |
| Instrument | 48896 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 8, 2049 |
| Document Number | 2408/3786, |
|---|---|
| Date | Jul 9, 2019 |
| Book Page | 002408/003786 |
| Instrument | 48897 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, SC 29201 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jul 8, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 406 COCKSPUR RD, IRMO, SC 29063-2753 |
| Document Number | 2259/3393 |
| Book / Page | 002259 / 003393 |
| Instrument Date | Nov 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 406 COCKSPUR RD IRMO SC 290632753, IRMO, SC 29063-2753 |
| Document Number | 2259/3393 |
|---|---|
| Date | Nov 15, 2017 |
| Book Page | 002259/003393 |
| Instrument | 86678 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 14, 2027 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Irmo Town |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,935.00 (+60.31%) | $5,460 (-) | $225,000 (+64.84%) Land $25,000 Building $200,000 |
| 2023 | $1,207.00 (-2.11%) | $5,460 (-) | $136,500 (-) |
| 2021 | $1,233.00 | $5,460 | $136,500 Land $19,200 Building $117,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 21 (1987–2021) |
| Claims Outside the SFHA | 9 of 21 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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