Adams County property record for 406 Clark St, Berne, IN 46711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,150 sqft · built 1904 |
| Lot Size | 0.358 acres (15,576 sqft) |
| Owner | Individual Name on File |
| Last Sale | $68,800 (Feb 2021) |
| Tax Bill | $1,484 (2025) |
| Deeds & Mortgages | Oct 2022 Refinance Feb 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-08-33-301-169.000-010 |
| Primary APN | 01-08-33-301-169.000-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,150 sqft Living Area |
| 1st Floor Area | 2,150 sqft |
| Basement Area | 584 sqft |
| Unfinished Basement | 584 sqft |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 15,576 sqft (0.358 acres) |
| Lot Dimensions | 132 ft deep x 118 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 01155381853 |
|---|---|
| Street Address | 406 CLARK ST |
| City | BERNE |
| State | IN |
| Zip | 46711-1410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 29TH ADD E/2 LOT 305 |
| Legal Subdivision | 29TH ADD |
| Legal Lot Number | 305 |
| Jurisdiction | ADAMS IN |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 30600 |
Source: Adams County records, as of June 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 CLARK ST, BERNE, IN 46711-1410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FIFTH THIRD BANK |
| Feb 22, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance FIFTH THIRD BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2021 · Amount on File |
| Deed Sale | Feb 22, 2021 · Amount on File |
| Prior Sale | Nov 13, 2007 · Amount on File |
| Deed Document Number | 20211021 |
| Prior Transfer Date | Jan 21, 2021 |
| Prior Transfer Doc | 2021001021 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 406 CLARK ST, BERNE, IN 46711-1410 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022004384 |
|---|---|
| Date | Oct 4, 2022 |
| Instrument | 2022004384 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Feb 22, 2021 |
| Property Address | 406 CLARK ST, BERNE, IN 46711-1410 |
| Document Number | 2021001021 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 2021001021 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2021001022 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 2021001022 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
Source: Adams County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Adams County |
| County Subdivision | Monroe Township |
| Municipality | Berne City |
| Unified School District | South Adams Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,484.00 (-5.18%) Homeowner's exemption | $164,900 (+12.95%) Land $21,100 Building $143,800 | $164,900 (+12.95%) Land $21,100 Building $143,800 |
| 2024 | $1,565.00 (+4.89%) | ||
| 2023 | $1,492.00 (+11.18%) | $146,000 (+8.15%) Land $21,100 Building $124,900 | $146,000 (+8.15%) Land $21,100 Building $124,900 |
| 2022 | $1,342.00 (-43.42%) | $135,000 Land $21,100 Building $113,900 | $135,000 Land $21,100 Building $113,900 |
| 2020 | $2,372.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERNE WATER DEPARTMENT serves 4,388 people · EPA ID IN5201001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Watch TV Fiber · Fixed Wireless | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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