406 Circle Rd, Millsboro, DE 19966 Property Records

Sussex County property record for 406 Circle Rd, Millsboro, DE 19966

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,818 sqft · built 2004
Lot Size	0.574 acres (24,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Jun 2021)
Tax Bill	$1,557 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`234-24.00-249.00`

Property Details

APN / Parcel Number

Primary APN	`234-24.00-249.00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,818 sqft Living Area
Gross Area	2,215 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	24,999 sqft (0.574 acres)
Lot Dimensions	200 ft deep x 125 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	736 sqft
Porch	Slab
Porch Area	121 sqft
Deck Area	Deck Area
Patio Area	835 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	406 CIRCLE RD
City	MILLSBORO
State	DE
Zip	19966-8730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	WINDING CREEK VILLAGE LOT C43 SEC 3
Legal Subdivision	WINDING CREEK
Legal Lot Number	C43
Jurisdiction	SUSSEX DE
Township / Civil Division	MILLSBORO
Census Block Group	2
Census Block	2018
Census Tract	50709

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 CIRCLE RD, MILLSBORO, DE 19966-8730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Prior Sale	Mar 10, 2010
Deed Document Number	202142104
Deed Book / Page	5498 / 248
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Jun 30, 2021
Property Address	406 CIRCLE RD, MILLSBORO, DE 19966-8730
Document Number	0054980248
Book / Page	5498 / 248
Instrument Date	Jun 30, 2021
Instrument	20210000042104
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 CIRCLE RD, MILLSBORO, DE 19966-8730

Mortgage

Document Number	210000042105
Date	Jun 30, 2021
Instrument	210000042105

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,557.00 (-0.38%)	$49,550 (-) Land $4,000 Building $45,550	$720,600 (-) Land $116,900 Building $603,700
2025	$1,563.00 (-24.49%)	$49,550 (-) Land $4,000 Building $45,550	$720,600 (+627.14%) Land $116,900 Building $603,700
2023	$2,070.00	$49,550 Land $4,000 Building $45,550	$99,100 Land $8,000 Building $91,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 89 policies
Nearby Flood Policies	89 in force
Nearby Flood Claims	3 (1998–2021)
Most Recent Claim	Oct 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 84% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LONG NECK WATER COMPANY private · serves 11,000 people · EPA ID DE0000625
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20