406 Chieftain Trl, Harker Heights, TX 76548 Property Records

Bell County property record for 406 Chieftain Trl, Harker Heights, TX 76548

Property Summary

Property Type	Single Family Home
Details	2,068 sqft · built 2007
Lot Size	0.234 acres (10,202 sqft)
Owner	Individual Name on File
Tax Bill	$3,403 (2023)
Deeds & Mortgages	Jun 2023 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0912882661`

Property Details

APN / Parcel Number

Primary APN	`0912882661`
Alternative APNs	`389047` `871700`

Interior

Stories	2 Stories
Building Area	2,068 sqft Living Area
1st Floor Area	1,348 sqft
2nd Floor Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,202 sqft (0.234 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	158 sqft
Canopy	160 sqft

Location & Zoning

Account Number	871700
Street Address	406 CHIEFTAIN TRL
City	HARKER HEIGHTS
State	TX
Zip	76548-7485
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SKIPCHA MOUNTAIN ESTATES PHASE TWENTY TWO, BLOCK 004, LOT 0005
Legal Subdivision	SKIPCHA MOUNTAIN ESTATES PHASE TWENTY TW
Legal Block	4
Legal Lot Number	5
Jurisdiction	BELL TX
Township / Civil Division	KILLEEN
Census Block Group	1
Census Block	1001
Census Tract	21906

Owner

406 Chieftain Trl is owned and occupied by an individual who acquired it in June 2023.

Source: Bell County records, as of April 1, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	406 CHIEFTAIN TRL, HARKER HEIGHTS, TX 76548-7485
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 14, 2020	Vendor's Lien, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC
Mar 29, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2023
Deed Sale	Jun 6, 2023
Prior Sale	Feb 14, 2020
Deed Document Number	2023024624
Record Updated	Jun 7, 2026

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 6, 2023
Property Address	406 CHIEFTAIN TRL, HARKER HEIGHTS, TX 76548-7485
Document Number	0000024624
Map Reference	CAB D SL 152-A
Instrument Date	Jun 5, 2023
Instrument	2023024624
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 CHEETAZIN TRL, HARKER HEIGHTS, TX 76548

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 CHIEETAIN TRL, HARKER HEIGHTS, TX 76548-7485

Mortgage

Document Number	0000024625
Date	Jun 6, 2023
Instrument	2023024625

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

February 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Feb 14, 2020
Property Address	406 CHEFTIAN TRL, HARKER HEIGHTS, TX 76548-7485
Document Number	0000007765
Map Reference	CAB D SL 152A
Instrument Date	Feb 10, 2020
Instrument	2020-00007765
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	BLACKACRE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5803 UTSA BLVD APT 6211, 5803, SAN ANTONIO, TX 78249-1630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 CHEFTIAN TRL, HARKER HEIGHTS, TX 76548-7485

Mortgage

Document Number	0000007766
Date	Feb 14, 2020
Instrument	2020-00007766

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELL TX
Recording Date	Mar 29, 2018
Property Address	406 CHEFTIAN TRL, HARKER HEIGHTS, TX 76548-7485
Document Number	0000012479
Instrument Date	Mar 22, 2018
Instrument	12479
Transaction Type	Transfer
Record Updated	Apr 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 CHEFTIAN TRL HARKER HEIGHTS TX 765487485, HARKER HEIGHTS, TX 76548-7485

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Harker Heights City
Unified School District	Killeen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,403.00 (-15.58%) Homeowner's exemption	$294,614 Land $38,000 Building $256,614	$294,614 Land $38,000 Building $256,614
2022	$4,031.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Chieftain Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Chieftain Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HARKER HEIGHTS serves 35,957 people · EPA ID TX0140023
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband.

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