406 Cheyenne Ct, Richmond, KY 40475 Property Records

Madison County property record for 406 Cheyenne Ct, Richmond, KY 40475

Property Summary

Property Type	Other
Owner	Individual Name on File
Last Sale	$328,000 (Sep 2026)
Tax Bill	$273 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2025 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0094-0001-0064`

Property Details

APN / Parcel Number

Primary APN	`0094-0001-0064`
Alternative APN	`42937`

Location & Zoning

Account Number	42937
Street Address	406 CHEYENNE CT
City	RICHMOND
State	KY
Zip	40475-8762
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	FIREBROOK LOT 64 PH 1
Legal Subdivision	FIREBROOK SUBDIVISION PHASE 1
Legal Phase	1
Legal Lot Number	64
Jurisdiction	MADISON KY
Township / Civil Division	WACO-BYBEE
Census Block Group	1
Census Block	1022
Census Tract	11001

Owner

406 Cheyenne Ct is owned by an individual who bought it in September 2026.

Source: Madison County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	406 CHEYENNE CT, RICHMOND, KY 40475-8762
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed, Transfer · FHA Mortgage WILSON MUIR BANK TRUST COMPANY
Jul 22, 2025	Warranty Deed, Construction Loan · Construction Mortgage WHITAKER BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2026 · Amount on File
Deed Sale	Sep 10, 2026 · Amount on File
Prior Sale	Jul 22, 2025 · Amount on File
Deed Document Number	202614374976
Deed Book / Page	888 / 188
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 10, 2026
Property Address	406 CHEYENNE CT, RICHMOND, KY 40475-8762
Document Number	0014374976
Book / Page	888 / 188
Instrument Date	Sep 4, 2026
Instrument	202614374976
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	LAND TITLE, LAND GROUP TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,128.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 CHEYENNE CT, RICHMOND, KY 40475-8762

Mortgage

Document Number	0014374977,
Date	Sep 10, 2026
Instrument	202614374977

Lender

Name	WILSON MUIR BANK TRUST COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

July 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jul 22, 2025
Property Address	406 CHEYENNE CT, RICHMOND, KY 40475-8762
Document Number	00D870/489
Book / Page	D870 / 489
Map Reference	CAB 31 SL 84
Instrument Date	Jul 18, 2025
Instrument	2014273630
Transaction Type	Construction Loan
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Tax	$58.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3844 S HIGHWAY 27C, SOMERSET, KY 42501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 PINEHURST CIR, RICHMOND, KY 40475-7886

Mortgage

Document Number	2014273631
Date	Jul 22, 2025
Instrument	2014273631

Lender

Name	WHITAKER BANK INC
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 18, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 406 Cheyenne Ct was $273.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$273.00	$29,000	$29,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 406 Cheyenne Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Cheyenne Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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