406 Chestnut St, Laurens, SC 29360 Property Records

Laurens County property record for 406 Chestnut St, Laurens, SC 29360

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on Record
Last Sale	$160,000 (Nov 2019)
Tax Bill	$1,869 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`906-13-17-005`

Property Details

APN / Parcel Number

Primary APN	`906-13-17-005`
Alternative APNs	`9061317005 97545989` `97545989`

Location & Zoning

Old Parcel Number	9061317005 97545989
Street Address	406 CHESTNUT ST
City	LAURENS
State	SC
Zip	29360-2827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LA
Legal Description	406 CHESTNUT STREET
Jurisdiction	LAURENS SC
Township / Civil Division	LAURENS
Census Block Group	3
Census Block	3003
Census Tract	920400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Laurens Historic District listed 1980 · 78 contributing resources · NRIS 80003675

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Laurens County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 CHESTNUT ST, LAURENS, SC 29360-2827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 1, 2019	Grant Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG
Jan 10, 2019	Grant Deed, Transfer SERVICELINK
Dec 3, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2019 · Amount on Record
Deed Sale	Nov 1, 2019 · Amount on Record
Prior Sale	Jan 10, 2019
Deed Document Number	2019010631
Deed Book / Page	D1475 / 216
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	406 CHESTNUT ST, LAURENS, SC 29360-2827
Transaction Type	Mortgage
Record Updated	Jul 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M27100226
Date	Jun 16, 2021
Book Page	M2710/226
Instrument	2021005493

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAURENS SC
Recording Date	Nov 1, 2019
Property Address	406 CHESTNUT ST, LAURENS, SC 29360-2827
Document Number	0014750216
Book / Page	001475 / 000216
Instrument Date	Oct 18, 2019
Instrument	10631
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 CHESTNUT ST LAURENS SC 293602827, LAURENS, SC 29360-2827

Mortgage

Document Number	25390052
Date	Nov 1, 2019
Book Page	002539/000052
Instrument	10632

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2049

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAURENS SC
Recording Date	Jan 10, 2019
Property Address	406 CHESTNUT ST, LAURENS, SC 29360-2827
Document Number	0014240038
Book / Page	001424 / 000038
Instrument Date	Jan 2, 2019
Instrument	231
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	SERVICELINK

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAURENS SC
Recording Date	Dec 3, 2018
Property Address	406 CHESTNUT ST, LAURENS, SC 29360-2827
Document Number	0014180033
Book / Page	001418 / 000033
Instrument Date	Nov 26, 2018
Instrument	10262
Transaction Type	Foreclosure
Record Updated	Dec 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$458.80
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Laurens County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Municipality	Laurens City
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,869.00 (+4.82%) Homeowner's exemption	$7,180 (-) Land $380 Building $6,800
2024	$1,783.00 (+25.12%) Homeowner's exemption	$7,180 (+0.06%) Land $380 Building $6,800
2023	$1,425.00 (-0.42%)	$7,176 (-0.06%) Land $378 Building $6,798	$179,400 (-5.8%) Land $9,450 Building $169,950
2022	$1,431.00	$7,180 Land $380 Building $6,800	$190,450 (-) Land $9,450 Building $181,000
2021			$190,450 Land $9,450 Building $181,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAURENS COUNTY W&S COMM serves 44,866 people · EPA ID SC3020001
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Piedmont Rural Telephone Cooperative.

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