406 Chestnut St, Cumberland, MD 21502 Property Records

Allegany County property record for 406 Chestnut St, Cumberland, MD 21502 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 916 sqft · built 1900
Lot Size	0.048 acres (2,108 sqft)
Owner	Company Name on File
Tax Bill	$357 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-024447`

Property Details

APN / Parcel Number

Primary APN	`05-024447`
Alternative APNs	`5024447` `024447`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	916 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,108 sqft (0.048 acres)
Lot Dimensions	132 ft deep x 16 ft wide
Porch	Slab
Porch Area	180 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	024447
Street Address	406 CHESTNUT ST
City	CUMBERLAND
State	MD
Zip	21502-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	406 CHESTNUT ST PT LOT 57 16X132 HOOKS ADDN
Legal Subdivision	HOOKS ADD
Legal Lot Number	57
Jurisdiction	ALLEGANY MD
Township / Civil Division	23, DECATUR
Census Block Group	1
Census Block	1043
Census Tract	1000

Owner

Source: Allegany County records · APN 05-024447

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 4822, HAGERSTOWN, MD 21742-0822
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 24, 2007
Deed Sale	Apr 24, 2007
Prior Sale	May 17, 2005 · Amount on Record
Deed Document Number	200770736
Deed Book / Page	1378 / 586
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	406 CHESTNUT ST, CUMBERLAND, MD 21502-1602
Document Number	0025160242
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	406 CHESTNUT ST CUMBERLAND MD 215021602, CUMBERLAND, MD 21502-1602

Mortgage

Document Number	0025160242
Date	Nov 25, 2019
Book Page	002516/000242

Lender

Name	BRANCH BK&TR
Type	Bank
Address	HAGERSTOWN, MD 21740-6621

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,400 (+32.92%) Land $1,800 Building $40,600	$42,400 (+32.92%) Land $1,800 Building $40,600
2025	$357.00 (+20.61%)
2023	$296.00	$31,900 Land $1,800 Building $30,100	$31,900 Land $1,800 Building $30,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegany County (24001C), updated November 12, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 76% of Maryland
Wildfire Likelihood	About 1 in 2,564 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.