406 Cherry St, Port Byron, IL 61275 Property Records

Rock Island County property record for 406 Cherry St, Port Byron, IL 61275

Property Summary

Property Type	Single Family Home
Details	1,538 sqft · built 1945
Lot Size	0.15 acres (6,569 sqft)
Owner	Individual Name on Record
Last Sale	$93,000 (Aug 2017)
Tax Bill	$3,556 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-25-215-020`

Property Details

APN / Parcel Number

Primary APN	`04-25-215-020`

Interior

Stories	1 Story
Building Area	1,538 sqft Total Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	6,569 sqft (0.15 acres)
Garage Area	369 sqft

Location & Zoning

Street Address	406 CHERRY ST
City	PORT BYRON
State	IL
Zip	61275-9635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PB
Legal Description	E 1/2 LOT 10 BELCHER AND SIGSWORTHS ADD TO PORT BYRON SH 13
Legal Subdivision	BELCHER AND SIGSWORTHS
Legal Block	215
Legal Lot Number	10
Jurisdiction	ROCK ISLAND IL
Township / Civil Division	PORT BYRON
Census Block Group	2
Census Block	2028
Census Tract	20102

Owner

Source: Rock Island County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16714 RIVER RD N, CORDOVA, IL 61242-9798
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage BLACKHAWK BANK & TRUST CO
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage BLACKHAWK BANK & TRUST CO
Dec 4, 2019	Quit Claim Deed, Transfer · Conventional Mortgage USAA
Aug 2, 2017	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2017 · Amount on Record
Deed Sale	Aug 2, 2017 · Amount on Record
Deed Document Number	201713301
Last Transfer Date	Nov 20, 2019
Transfer Doc	0000017963
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK ISLAND IL
Property Address	406 CHERRY ST, PORT BYRON, IL 61275-9635
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011453
Date	Jul 12, 2022
Instrument	2022-11453

Lender

Name	BLACKHAWK BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK ISLAND IL
Property Address	406 CHERRY ST, PORT BYRON, IL 61275-9635
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000351
Date	Jan 6, 2022
Instrument	2022-00351

Lender

Name	BLACKHAWK BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	Dec 4, 2019
Property Address	406 CHERRY ST, PORT BYRON, IL 61275-9635
Document Number	0000017963
Instrument Date	Nov 20, 2019
Instrument	17963
Transaction Type	Transfer
Record Updated	Dec 20, 2019
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 CHERRY ST PORT BYRON IL 612759635, PORT BYRON, IL 61275-9635

Mortgage

Document Number	17964
Date	Dec 4, 2019
Instrument	17964

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	Aug 2, 2017
Property Address	406 CHERRY ST, PORT BYRON, IL 61275-9635
Document Number	0000013301
Instrument Date	Jul 31, 2017
Instrument	13301
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16714 RIVER RD N CORDOVA IL 612429798, CORDOVA, IL 61242-9798

Tax Assessment & Valuation

Source: Rock Island County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Rock Island County
County Subdivision	Port Byron Township
Municipality	Port Byron Village
Unified School District	Riverdale Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,556.00 (+28.89%)	$47,464 (+6%) Land $9,081 Building $38,383	$142,392 (+6%) Land $27,243 Building $115,149
2024		$44,777 (+27.72%) Land $8,567 Building $36,210	$134,331 (+27.72%) Land $25,701 Building $108,630
2022	$2,759.00	$35,060 Land $7,496 Building $27,564	$105,180 Land $22,488 Building $82,692

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORT BYRON serves 1,668 people · EPA ID IL1610550
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Strada Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink.

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