406 Cherry St, Joliet, IL 60436 Property Records

Will County property record for 406 Cherry St, Joliet, IL 60436

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 890 sqft · built 1945
Lot Size0.13 acres (5,808 sqft)
OwnerIndividual Name on File
Last Sale$118,500 (Nov 2020)
Tax Bill$3,809 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-07-16-305-004

Property Details

APN / Parcel Number

Primary APN30-07-16-305-004
Alternative APN
  • 07163050040000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area890 sqft
Gross Area1,335 sqft
Basement Area890 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleCape Cod
Construction TypeFrame
Lot Area5,808 sqft (0.13 acres)
Lot Dimensions132 ft deep x 44 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address406 CHERRY ST
CityJOLIET
StateIL
Zip60436-2102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 THE N 44 FT OF LOT 6 IN BLK 82, IN SCHOOL SECTION ADDN TO JOLIET, BEING A SUB OF PRT OF THE E1/2 OF THE SW1/4 SEC 16, T
Legal Range10E
Legal Township35N
Legal Section16
Legal SubdivisionSCHOOL SECTION ADDITION TO JOLIET
Legal Block82
Legal Lot Number6
JurisdictionWILL IL
Township / Civil DivisionJOLIET
Census Block Group2
Census Block2018
Census Tract882602

Owner

406 Cherry St is owned and occupied by an individual who bought it in November 2020.

Source: Will County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address406 CHERRY ST, JOLIET, IL 60436-2102
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 2020 · Amount on File
Deed SaleNov 12, 2020 · Amount on File
Prior SaleJul 7, 2005 · Amount on File
Deed Document Number2020101288
Prior Transfer DateNov 2, 2005
Prior Transfer Doc0000008096
Record UpdatedOct 29, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateNov 12, 2020
Property Address406 CHERRY ST, JOLIET, IL 60436-2102
Document Number0000101288
Instrument DateOct 14, 2020
InstrumentR2020101288
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyCHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$118.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 CHERRY ST, JOLIET, IL 60436-2102

Mortgage

Document Number0000101289
DateNov 12, 2020
InstrumentR2020101289
Lender
NameBAY EQUITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2050
Interest
Rate TypeFixed Rate
Rate3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 406 Cherry St was $3,809.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionJoliet Township
MunicipalityJoliet City
Elementary School DistrictJoliet Public School District 86 (PK - 08)
Secondary School DistrictJoliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,809.00$55,439 (+9.3%) Land $6,339 Building $49,100$166,317 (+9.3%) Land $19,017 Building $147,300
2024$50,722 Land $5,800 Building $44,922$152,166 Land $17,400 Building $134,766
2022$3,210.00 Homeowner's exemption$40,765 Land $4,661 Building $36,104$122,295 Land $13,983 Building $108,312

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 406 Cherry St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimMar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 406 Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOLIET
serves 160,000 people · EPA ID IL1970450
Water SourceGroundwater
Last State InspectionNov 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Bertram Communications, Verizon.

Nearby Properties on Cherry St

Nearby Streets

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