406 Cherokee Dr, Bernice (Afton), OK 74331 Property Records

Delaware County property record for 406 Cherokee Dr, Bernice, OK 74331 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,128 sqft · built 1986
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Oct 2023)
Tax Bill	$1,784 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25N22E-23-0-10225-003-0005`

Property Details

APN / Parcel Number

Primary APN	`25N22E-23-0-10225-003-0005`
Alternative APNs	`0035788` `35788`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,128 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	150 ft deep x 3 ft wide
Storage Building	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	35788
Street Address	406 CHEROKEE DR
City	BERNICE
State	OK
Zip	74331-7060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNRISE HTS S 3' LOT 4 & ALL LOT 5 LESS W 13' OF LOT 5 BLK 3 & TRACT BETWEEN LOT 5 & GRDA DESCRIBED AS FOL: BEG AT A PT OF TH
Legal Range	22E
Legal Township	25N
Legal Section	23
Legal Subdivision	BERNICE-SUNRISE HTS
Legal Block	3
Legal Lot Number	4,5
Jurisdiction	DELAWARE OK
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2039
Census Tract	375803

Owner

Source: Delaware County records · APN 25N22E-23-0-10225-003-0005

Assessment roll updated February 10, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8052 S VANCE ST, LITTLETON, CO 80128-5631
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 19, 2023 · Amount on Record
Deed Sale	Oct 19, 2023 · Amount on Record
Prior Sale	Jul 26, 1994
Deed Document Number	20239114
Deed Book / Page	2508 / 267
Prior Transfer Date	Sep 28, 2023
Prior Transfer Doc	0000009113
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Oct 19, 2023
Property Address	406 CHEROKEE DR, BERNICE, OK 74331-7060
Document Number	002508/267
Book / Page	2508 / 267
Instrument Date	Oct 09, 2023
Instrument	I-2023-009114
Transaction Type	Transfer
Record Updated	Nov 03, 2023
Title Company	RESIDENTIAL ESCROW SERVICES INC, RESIDENTIAL T&E SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8052 S VANCE ST, LITTLETON, CO 80128-5631

Mortgage

Document Number	I2023009115
Date	Oct 19, 2023
Instrument	I-2023-009115

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

Tax Assessment & Valuation

Source: Delaware County records · Assessment roll updated February 10, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Municipality	Bernice Town
Unified School District	Afton Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,784.00 (+0.85%)	$23,000 (-) Land $5,273 Building $17,727	$200,000 (-) Land $45,850 Building $154,150
2024	$1,769.00 (-5.25%)	$23,000 (-3.93%) Land $5,273 Building $17,727	$200,000 (-10.03%) Land $45,850 Building $154,150
2023	$1,867.00 (+14.75%)	$23,942 (+5%) Land $4,601 Building $19,341	$222,296 (+12.11%) Land $40,600 Building $181,696
2022	$1,627.00	$22,802 Land $4,554 Building $18,248	$198,280 Land $39,600 Building $158,680

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delaware County (40041C), updated September 13, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 400413758032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 11% of Oklahoma
Wildfire Likelihood	About 1 in 1,389 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.