406 Cheraw Rd, Hamlet, NC 28345 Property Records

Richmond County property record for 406 Cheraw Rd, Hamlet, NC 28345

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,144 sqft · built 1935
Lot Size	0.534 acres (23,270 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Aug 2022)
Tax Bill	$745 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`748103431557`

Property Details

APN / Parcel Number

Primary APN	`748103431557`
Alternative APNs	`22736302` `57052302`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,270 sqft (0.534 acres)
Lot Dimensions	179 ft deep x 130 ft wide
Garage Area	1,077 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	248 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	57052302
Street Address	406 CHERAW RD
City	HAMLET
State	NC
Zip	28345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT AN DWELL PINECROFT
Legal Subdivision	J S MCNEILL
Jurisdiction	RICHMOND NC
Township / Civil Division	MARKS CREEK
Census Block Group	3
Census Block	3040
Census Tract	970900

Owner

Source: Richmond County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	408 CHERAW RD, HAMLET, NC 28345-7141
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 16, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2022 · Amount on Record
Deed Sale	Aug 25, 2022 · Amount on Record
Prior Transfer Date	Dec 1, 2015
Prior Transfer Doc	1706/209
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND NC
Recording Date	Aug 25, 2022
Property Address	406 CHERAW RD, HAMLET, NC 28345
Document Number	001940/203
Book / Page	1940 / 203
Map Reference	MB 21 PG 62
Instrument Date	Aug 25, 2022
Instrument	270350
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	179 SANDY RIDGE CHURCH RD, ROCKINGHAM, NC 28379-6841

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 CHERAW RD, HAMLET, NC 28345-7141

Mortgage

Document Number	0000270351
Date	Aug 25, 2022
Instrument	270351

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND NC
Property Address	406 CHERAW RD, HAMLET, NC 28345
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1772/087
Date	Jan 16, 2018
Book Page	1772/087
Instrument	247115

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	HAMLET, NC 28345

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Richmond County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Richmond County
Municipality	Hamlet City
Unified School District	Richmond County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$745.00 (+18.63%)	$83,846 (+39.52%) Land $9,257 Building $74,589	$83,846 (+39.52%) Land $9,257 Building $74,589
2023	$628.00	$60,096 Land $7,405 Building $52,691	$60,096 Land $7,405 Building $52,691

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMLET WATER SYSTEM serves 10,635 people · EPA ID NC0377010
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025 Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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