406 Cedar St, Bakersfield, CA 93304 Property Records

Kern County property record for 406 Cedar St, Bakersfield, CA 93304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,378 sqft · built 1947
Lot Size	0.155 acres (6,738 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Nov 2021)
Tax Bill	$4,044 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-152-03-00-3`

Property Details

APN / Parcel Number

Primary APN	`008-152-03-00-3`
Alternative APNs	`008-152-03-5` `0081520300` `00815203`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,378 sqft Living Area
Gross Area	1,636 sqft
1st Floor Area	1,102 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Construction Type	Frame
Lot Area	6,738 sqft (0.155 acres)
Garage Type	Attached
Garage Area	258 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	008152035
Street Address	406 CEDAR ST
City	BAKERSFIELD
State	CA
Zip	93304-2517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 1099 , BLOCK 1 , LOT 2
Legal Subdivision	HOLTBY PARK
Legal Tract	1099
Legal Block	1
Legal Lot Number	2
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	2
Census Block	2000
Census Tract	1901

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 CEDAR ST, BAKERSFIELD, CA 93304-2517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Commercial Mortgage SUMMIT FUNDING INC
Nov 30, 2021	Intrafamily Transfer, Transfer PLACER TITLE COMPANY
Nov 30, 2021	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Prior Sale	Feb 27, 2004 · Amount on Record
Deed Document Number	2021223307
Prior Transfer Date	Nov 29, 2021
Prior Transfer Doc	0000223306
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	406 CEDAR ST, BAKERSFIELD, CA 93304-2517
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 CEDAR ST, BAKERSFIELD, CA 93304-2517

Mortgage

Document Number	0000223310
Date	Nov 30, 2021
Instrument	221223310

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Nov 30, 2021
Property Address	406 CEDAR ST, BAKERSFIELD, CA 93304-2517
Document Number	0000223306
Map Reference	MB 4 PG 182&183
Instrument Date	Nov 29, 2021
Instrument	221223306
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 CEDAR ST, BAKERSFIELD, CA 93304-2517

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Nov 30, 2021
Property Address	406 CEDAR ST, BAKERSFIELD, CA 93304-2517
Document Number	0000223307
Map Reference	MB 4 PG 182&183
Instrument Date	Nov 2, 2021
Instrument	221223307
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 CEDAR ST, BAKERSFIELD, CA 93304-2517

Mortgage

Document Number	0000223308
Date	Nov 30, 2021
Instrument	221223308

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Mortgage

Document Number	0000223309
Date	Nov 30, 2021
Instrument	221223309

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$297,667 (+2%) Land $54,121 Building $243,546
2025	$4,044.00 (+3.45%) Homeowner's exemption	$291,831 (+4.04%) Land $53,060 Building $238,771
2023	$3,909.00 (+2.14%) Homeowner's exemption	$280,500 Land $51,000 Building $229,500
2022	$3,827.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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