406 Cavendish St, Herndon, VA 20170 Property Records

Fairfax County property record for 406 Cavendish St, Herndon, VA 20170

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,092 sqft · built 1979
Lot Size	0.206 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$474,900 (Jan 2020)
Tax Bill	$8,165 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011-3-04-0109`

Property Details

APN / Parcel Number

Primary APN	`011-3-04-0109`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Basement Area	361 sqft
Game Room	Game Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Split Entry
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.206 acres)

Exterior Amenities

Deck Area	204 sqft
Patio Area	252 sqft
Balcony	Balcony
Balcony Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	0113 04 0109
Street Address	406 CAVENDISH ST
City	HERNDON
State	VA
Zip	20170-3110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPC(RES PLANNED COMMUNITY
Legal Description	HUNTERS CREEK LT 109 BLK D SEC 2
Legal Subdivision	HUNTERS CREEK
Legal Block	D
Legal Lot Number	109
Jurisdiction	FAIRFAX VA
Township / Civil Division	DRANESVILLE
Census Block Group	3
Census Block	3000
Census Tract	480802

Owner

406 Cavendish St is owned and occupied by two individuals who bought it in January 2020.

Source: Fairfax County records, as of October 1, 2025

Owner of Record	2 Individual Names on File
Mailing Address	406 CAVENDISH ST, HERNDON, VA 20170-3110
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MORTGAGE
Jan 13, 2020	Grant Deed, Transfer · Conventional with PMI INTERCOASTAL MTG
Jul 2, 2018	Grant Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2020 · Amount on File
Deed Sale	Jan 13, 2020 · Amount on File
Prior Sale	Jul 2, 2018 · Amount on File
Deed Document Number	0260481487
Deed Book / Page	26048 / 1487
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	406 CAVENDISH ST, HERNDON, VA 20170-3110
Transaction Type	Mortgage
Record Updated	Jun 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	27138/361
Date	May 28, 2021
Book Page	27138/361
Instrument	2021091860.001

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate	3.12%

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FAIRFAX VA
Recording Date	Jan 13, 2020
Property Address	406 CAVENDISH ST, HERNDON, VA 20170-3110
Document Number	2020003150007
Book / Page	026048 / 001487
Instrument Date	Jan 10, 2020
Instrument	3150007
Transaction Type	Transfer
Record Updated	Mar 5, 2020
Title Company	REPUBLIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	406 CAVENDISH ST HERNDON VA 201703110, HERNDON, VA 20170-3110

Mortgage

Document Number	2020003150008
Date	Jan 13, 2020
Book Page	026048/001490
Instrument	3150008

Lender

Name	INTERCOASTAL MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FAIRFAX VA
Recording Date	Jul 2, 2018
Property Address	406 CAVENDISH ST, HERNDON, VA 20170-3110
Document Number	2018037845004
Book / Page	025465 / 000232
Instrument Date	Jun 27, 2018
Instrument	37845004
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	HALLMARK TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 CAVENDISH ST HERNDON VA 201703110, HERNDON, VA 20170-3110

Mortgage

Document Number	2018037845005
Date	Jul 2, 2018
Book Page	025465/000234
Instrument	37845005

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 406 Cavendish St was $8,165.

Source: Fairfax County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Fairfax County
Municipality	Herndon Town
Unified School District	Fairfax County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,165.00	$572,590 Land $235,000 Building $337,590	$572,590 Land $235,000 Building $337,590
2023	$7,607.00	$547,920 Land $225,000 Building $322,920	$547,920 Land $225,000 Building $322,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Cavendish St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2008–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Cavendish St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Cox Communications Cable	2,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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