Sumter County property record for 406 Carrera Dr, Lady Lake, FL 32159
| Property Type | Single Family Home |
|---|---|
| Details | 2,093 sqft · built 1998 |
| Lot Size | 0.157 acres (6,825 sqft) |
| Owner | Trust Name on File |
| Last Sale | $395,000 (Apr 2019) |
| Tax Bill | $4,282 (2025) |
| Deeds & Mortgages | Oct 2019 Sale Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 131823D13P034 |
| Primary APN | 131823D13P034 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,093 sqft Living Area |
|---|---|
| Gross Area | 2,831 sqft |
| 1st Floor Area | 2,093 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Exterior Material | Block |
| Construction Type | Wood |
| Lot Area | 6,825 sqft (0.157 acres) |
| Lot Dimensions | 105 ft deep x 65 ft wide |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 36 sqft |
| Porch | Screened Porch |
| Porch Area | 198 sqft |
| Street Address | 406 CARRERA DR |
|---|---|
| City | LADY LAKE |
| State | FL |
| Zip | 32159-9298 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 34 THE VILLAGES OF SUMTER UNIT NO. 17 PLAT BOOK 4 PAGES 131-131C |
| Legal Range | 23E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | THE VILLAGES OF SUMTER |
| Legal Lot Number | 34 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 910800 |
406 Carrera Dr is owner-occupied and held in a trust since October 2019.
Source: Sumter County records, as of December 2, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 406 CARRERA DR, THE VILLAGES, FL 32159-9298 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Apr 9, 2019 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2019 · Amount on File |
| Deed Sale | Apr 9, 2019 · Amount on File |
| Prior Sale | Jan 30, 2002 · Amount on File |
| Deed Document Number | 201912549 |
| Deed Book / Page | 3549 / 277 |
| Last Transfer Date | Oct 22, 2019 |
| Transfer Doc | 0036500410 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Oct 31, 2019 |
| Property Address | 406 CARRERA DR, THE VILLAGES, FL 32159-9298 |
| Document Number | 0036500410 |
| Book / Page | 003650 / 000410 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 60042354 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 406 CARRERA DR THE VILLAGES FL 321599298, THE VILLAGES, FL 32159-9298 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Apr 9, 2019 |
| Property Address | 406 CARRERA DR, THE VILLAGES, FL 32159-9298 |
| Document Number | 0035490277 |
| Book / Page | 3549 / 0277 |
| Map Reference | MB 4 PG131&131A-131C |
| Instrument Date | Apr 1, 2019 |
| Instrument | 201960012549 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | FREEDOM T&E CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,765.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 29255 LAKE RD, 29255, BAY VILLAGE, OH 44140-1320 |
| Name | Verified Name |
|---|---|
| Address | 406 CARRERA DR, LADY LAKE, FL 32159-9298 |
| Document Number | 201960012550 |
|---|---|
| Date | Apr 9, 2019 |
| Instrument | 201960012550 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
The 2025 property tax bill for 406 Carrera Dr was $4,282 with a homeowner's exemption, up 1.3% from the year before.
Source: Sumter County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,282.00 (+1.33%) Homeowner's exemption | $379,620 | $426,320 Land $102,380 Building $323,940 |
| 2024 | $4,226.00 (+7.83%) | ||
| 2023 | $3,919.00 (+3%) Additional exemption filed | $358,190 (+3%) | $441,920 (+2.58%) Land $102,380 Building $339,540 |
| 2022 | $3,805.00 Homeowner's exemption | $347,760 | $430,820 Land $81,900 Building $348,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 Carrera Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 Carrera Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | VILLAGE WATER |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 140 / 20 |
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