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406 Carmel Dr, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 406 Carmel Dr, Murfreesboro, TN 37128

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,979 sqft · built 2004
Lot Size0.154 acres (6,748 sqft)
Owner2 Individual Names on Record
Last Sale$219,900 (Nov 2015)
Tax Bill$2,409 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN092I-A-018.00-000

Property Details

APN / Parcel Number

Primary APN092I-A-018.00-000
Alternative APNs
  • 092I A 01800
  • R0057559

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,979 sqft Living Area
1st Floor Area1,259 sqft
Upper Floors Area720 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2012
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialGravel
Lot Area6,748 sqft (0.154 acres)
Lot Dimensions100 ft deep x 67.5 ft wide
Garage TypeAttached
Garage Area460 sqft
DrivewayDriveway
PorchSlab
Porch Area30 sqft
Patio Area170 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberR0057559
Street Address406 CARMEL DR
CityMURFREESBORO
StateTN
Zip37128-4174
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 19 VICTORY POINT SEC 1 PB 25 PG 80 67.48 X 100 IRR
Legal SubdivisionVICTORY POINTE SEC 1
Legal Lot Number19
JurisdictionRUTHERFORD TN
Township / Civil Division20
Census Block Group1
Census Block1003
Census Tract40907

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address406 CARMEL DR, MURFREESBORO, TN 37128-4174
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2015 · Amount on Record
Deed SaleNov 12, 2015 · Amount on Record
Prior SaleNov 12, 2010 · Amount on Record
Deed Book / Page1422 / 1224
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUTHERFORD TN
Recording DateJun 5, 2026
Property Address406 CARMEL DR, MURFREESBORO, TN 37128-4174
Document Number0002652559
Book / Page2651 / 2646
Instrument DateMay 29, 2026
Instrument20262652559
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 CARMEL DR, MURFREESBORO, TN 37128-4174

Mortgage

Document Number0002652559,
DateJun 5, 2026
Book Page2651/2646
Instrument20262652559
Lender
NameBANK OF AMIERCA NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 29, 2056
Interest
Rate6.3%
Max Rate-1%

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyRutherford County
MunicipalityMurfreesboro City
Elementary School DistrictMurfreesboro City School District (PK - 06)
Secondary School DistrictRutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$110,925 (+30.27%) Land $35,000 Building $75,925$443,700 (+30.27%) Land $140,000 Building $303,700
2025$2,409.00$85,150 (-) Land $13,750 Building $71,400
2023$2,409.00 (+10.15%)$85,150 Land $13,750 Building $71,400$340,600 (-) Land $55,000 Building $285,600
2022$2,187.00$340,600 Land $55,000 Building $285,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONSOLIDATED U.D. OF RUTHERFORD CO
serves 221,871 people · EPA ID TN0000791
Water SourceSurface water
Last State InspectionJan 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: United Communications.

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