Dare County property record for 406 Cameron St, Kill Devil Hills, NC 27948 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,750 sqft · built 1989 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $283,000 (Apr 2010) |
| Tax Bill | $2,787 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Mar 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 987516843504 |
| Primary APN | 987516843504 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,750 sqft Heated Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 987516843504 |
|---|---|
| Street Address | 406 CAMERON ST |
| City | KILL DEVIL HILLS |
| State | NC |
| Zip | 27948-6890 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 27 BLK: SEC: PL: 9 SL: 44 |
| Legal Subdivision | ORVILLE BEACH WEST |
| Legal Lot Number | 27 |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 970200 |
Source: Dare County records · APN 987516843504
Assessment roll updated October 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 CAMERON ST, KILL DEVIL HILLS, NC 27948-6890 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Jul 12, 2019 | Deed of Trust, Mortgage · ARM STATE EMPLOYEES CREDIT UNION |
| Mar 17, 2023 | Intrafamily Transfer, Transfer |
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jul 12, 2019 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 29, 2010 · Amount on Record |
| Deed Sale | Apr 29, 2010 · Amount on Record |
| Prior Sale | Nov 16, 2007 · Amount on Record |
| Deed Document Number | 20106274758 |
| Deed Book / Page | 1831 / 248 |
| Last Transfer Date | Mar 17, 2023 |
| Transfer Doc | 002670/831 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 406 CAMERON ST, KILL DEVIL HILLS, NC 27948-6890 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002311/362 |
|---|---|
| Date | Jul 12, 2019 |
| Book Page | 2311/362 |
| Instrument | 700066589 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.8% |
| Type Change Date | Jul 12, 2024 |
| Index | 5-Year CMT |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Mar 17, 2023 |
| Property Address | 406 CAMERON ST, KILL DEVIL HILLS, NC 27948-6890 |
| Document Number | 002670/831 |
| Book / Page | 2670 / 831 |
| Map Reference | MB 9 PG 44 |
| Instrument Date | Mar 17, 2023 |
| Instrument | 700127648 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 406 CAMERON ST, KILL DEVIL HILLS, NC 27948-6890 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 406 CAMERON ST, KILL DEVIL HILLS, NC 27948-6890 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 406 CAMERON ST, KILL DEVIL HILLS, NC 27948-6890 |
| Transaction Type | Mortgage |
| Record Updated | Jan 06, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 002578/110 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 2578/110 |
| Instrument | 700111096 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Jul 12, 2019 |
| Property Address | 406 CAMERON ST, KILL DEVIL HILLS, NC 27948-6890 |
| Document Number | 2311/359 |
| Book / Page | 2311 / 359 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 700066588 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2226, KITTY HAWK, NC 27949-2226 |
| Document Number | 2311/362 |
|---|---|
| Date | Jul 12, 2019 |
| Book Page | 2311/362 |
| Instrument | 700066589 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.8% |
| Type Change Date | Jul 12, 2024 |
| Index | 5-Year CMT |
Source: Dare County records · Assessment roll updated October 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Municipality | Kill Devil Hills Town |
| Unified School District | Dare County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,787.00 (+10.38%) | $513,100 (+53.48%) Land $255,500 Building $257,600 | |
| 2023 | $2,525.00 | $334,300 Land $104,000 Building $230,300 | |
| 2020 | $513,100 Land $255,500 Building $257,600 |
Source: FEMA National Flood Hazard Layer, Dare County (37055C), updated May 11, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370559702002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 255 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 255 in force 132 of 255 on primary residences |
| Nearby Flood Claims | 222 (1985–2022) |
| Claims Outside the SFHA | 40 of 222 |
| Most Recent Claim | Apr 2022 |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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