406 Buchanan Lp Rd, Sylva, NC 28779 Property Records

Jackson County property record for 406 Buchanan Lp Rd, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 6,291 sqft · built 1988
Lot Size	24 acres (1,045,440 sqft)
Owner	2 Individual Names on File
Last Sale	$835,000 (Apr 2021)
Tax Bill	$4,403 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7640-39-3782`

Property Details

APN / Parcel Number

Primary APN	`7640-39-3782`
Alternative APN	`177524`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	6,291 sqft Heated Area
1st Floor Area	4,538 sqft
Upper Floors Area	1,753 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Roof Type	Wood Truss
Roof Material	Metal
Lot Area	1,045,440 sqft (24 acres)
Garage Type	Carport
Garage Area	806 sqft
Carport	Carport
Carport Area	806 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	160 sqft
Porch	Patio
Porch Area	536 sqft
Deck Area	199 sqft
Patio Area	901 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	406 BUCHANAN LOOP RD
City	SYLVA
State	NC
Zip	28779-9716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR1
Legal Description	BUCHANAN LOOP
Legal Subdivision	SURVEY FOR MALCOLM G & JOAN G MACNEILL
Jurisdiction	JACKSON NC
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2035
Census Tract	950400

Owner

Source: Jackson County assessment roll, as of August 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1493, WHITTIER, NC 28789-1493
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Warranty Deed, Transfer · Conventional Mortgage LADERA LENDING INC
Dec 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage LIVE OAK BKG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 6, 2021 · Amount on Record
Deed Sale	Apr 6, 2021 · Amount on Record
Prior Sale	Jun 30, 2016 · Amount on Record
Deed Book / Page	2298 / 41
Prior Transfer Date	Nov 12, 2013
Prior Transfer Doc	0020150172
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Apr 6, 2021
Property Address	406 BUCHANAN LOOP RD, SYLVA, NC 28779-9716
Document Number	0022980041
Book / Page	2298 / 41
Map Reference	CAB 20 SL 186
Instrument Date	Apr 5, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,670.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1493, WHITTIER, NC 28789-1493

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1493, WHITTIER, NC 28789-1493

Mortgage

Document Number	0000229844
Date	Apr 6, 2021
Instrument	2298/44

Lender

Name	LADERA LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	406 BUCHANAN LOOP RD, SYLVA, NC 28779-9716
Document Number	0022041423
Book / Page	002204 / 001423
Instrument Date	Dec 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	406 BUCHANAN LOOP RD SYLVA NC 287799716, SYLVA, NC 28779-9716

Mortgage

Document Number	0022041423
Date	Jan 2, 2018
Book Page	002204/001423

Lender

Name	LIVE OAK BKG
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Municipality	Webster Town
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,403.00 (+38.76%)	$1,158,875 (+38.78%) Land $276,270 Building $882,605
2023	$3,173.00	$835,020 Land $293,730 Building $541,290

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	17 (1991–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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