Elko County property record for 406 Brent Ln, Spring Creek, NV 89815
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 1997 |
| Lot Size | 1.66 acres (72,310 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,500 (Aug 2026) |
| Tax Bill | $1,259 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jan 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-029-035 |
| Primary APN | 045-029-035 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 2,280 sqft |
| 1st Floor Area | 1,560 sqft |
| Interior Walls | Unfinished |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Mobile Home |
| Exterior Material | Metal |
| Construction Type | Metal Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 72,310 sqft |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 192 sqft |
| Patio Area | 784 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 406 BRENT LN |
|---|---|
| City | SPRING CREEK |
| State | NV |
| Zip | 89815-6403 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | AR |
| Legal Description | 1997 26X60 GUERDON ID#GDB0ID199710416AB |
| Legal Subdivision | SPRING CREEK TRACT 202 |
| Legal Tract | 202 |
| Legal Block | 29 |
| Legal Lot Number | 35 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 951401 |
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 610 SPRING VALLEY PKWY, SPRING CREEK, NV 89815-6640 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 4, 2026 | Bargain and Sale Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL |
| Jan 31, 2023 | Bargain and Sale Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Sep 16, 2022 | Bargain and Sale Deed, Transfer · Commercial Mortgage LUIS MANUEL TORRES ETAL |
| Sep 16, 2022 | Intrafamily Transfer, Transfer · Commercial Mortgage ANCHOR NADENWIDE LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2026 · Amount on File |
| Deed Sale | Aug 4, 2026 · Amount on File |
| Prior Sale | Jan 31, 2023 · Amount on File |
| Deed Document Number | 2026868071 |
| Prior Transfer Date | Sep 13, 2022 |
| Prior Transfer Doc | 0000810841 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Aug 4, 2026 |
| Property Address | 406 BRENT LN, SPRING CREEK, NV 89815-6403 |
| Document Number | 0000868071 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 2026868071 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | MAGNUS TITLE AGENCY, MAGNUS TITLE AGENCY OF NEVADA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $126,244.95 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 610 SPRING VALLEY PKWY, SPRING CREEK, NV 89815-6640 |
| Document Number | 0000868071, |
|---|---|
| Date | Aug 4, 2026 |
| Instrument | 2026868071 |
| Name | AMERICAN FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jan 31, 2023 |
| Property Address | 406 BRENT LN, SPRING CREEK, NV 89815-6403 |
| Document Number | 0000815664 |
| Map Reference | FILE 68608 |
| Instrument Date | Jan 26, 2023 |
| Instrument | 815664 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2023 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,049.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2430, ELKO, NV 89803-2430 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 406 BRENT LN, SPRING CREEK, NV 89815-6403 |
| Document Number | 0000815665 |
|---|---|
| Date | Jan 31, 2023 |
| Instrument | 815665 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Sep 16, 2022 |
| Property Address | 406 BRENT LN, SPRING CREEK, NV 89815-6403 |
| Document Number | 0000810842 |
| Map Reference | FILE 68608 |
| Instrument Date | Sep 13, 2022 |
| Instrument | 810842 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2022 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NATL TTL COMPANYOF NV |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $643.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3400 IDAHO ST, ELKO, NV 89801-4923 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2430, ELKO, NV 89803-2430 |
| Investor | Possibly a Property Investor |
| Document Number | 0000810845 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 810845 |
| Name | LUIS MANUEL TORRES ETAL |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Sep 16, 2022 |
| Property Address | 406 BRENT LN, SPRING CREEK, NV 89815-6403 |
| Document Number | 0000810841 |
| Map Reference | FILE 68608 |
| Instrument Date | Sep 13, 2022 |
| Instrument | 810841 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2022 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NATL TITLECOMPANY OF NV |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 514 AMERICAS WAY, BOX ELDER, SD 57719-7600 |
| Name | Verified Name |
|---|---|
| Address | 3400 IDAHO ST, ELKO, NV 89801-4923 |
| Document Number | 0000810843 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 810843 |
| Name | ANCHOR NADENWIDE LOANS LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,259.00 (+169.02%) | $46,940 (-1.38%) Land $11,550 Building $35,390 | $134,114 (-1.38%) Land $33,000 Building $101,114 |
| 2025 | $468.00 (-59.72%) | $47,597 (+9.18%) Land $11,550 Building $36,047 | $135,991 (+9.18%) Land $33,000 Building $102,991 |
| 2023 | $1,162.00 (+7.99%) | $43,595 (+8.6%) Land $9,450 Building $34,145 | $124,557 (+8.6%) Land $27,000 Building $97,557 |
| 2022 | $1,076.00 | $40,141 Land $9,450 Building $30,691 | $114,689 Land $27,000 Building $87,689 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 70% of Nevada |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREAT BASIN WATER CO SPRING CREEK MHP private · serves 3,640 people · EPA ID NV0005027 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| CC Communications Broadband Fiber | 1,000 / 1,000 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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