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406 Bowles St, Normal, IL 61761 Property Records

McLean County property record for 406 Bowles St, Normal, IL 61761 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1950
Square Footage2,548 sqft Living Area
Lot Size26,136 sqft (0.6 acres)
OccupancyOwner Occupied
Last Sale$250,000 (2023)
Tax Bill$3,607.00 (2024)

Property Details

APN / Parcel Number

Primary APN14-28-127-012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area2,548 sqft Living Area
1st Floor2,548 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialBrick Exterior
Roof MaterialAsphalt Roof
Lot Area26,136 sqft (0.6 acres)
Depth X Width180 ft x 155 ft Depth x Width
Garage Area576 sqft Garage
Patio Area656 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address406 BOWLES ST
CityNORMAL
StateIL
Zip61761-2401
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCAPEN & COS SUB W155, S180, N439 LOT 6
Legal Range02E
Legal Township24N
Legal Section28
Legal SubdivisionCAPEN & COS SUB
Legal Lot Number6
JurisdictionMCLEAN IL
Minor Civil DivisionNORMAL
Census Blockgroup3
Census Block3010
Census Tract107

Owner

Source: McLean County records · APN 14-28-127-012

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address406 BOWLES ST, NORMAL, IL 61761-2401
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
MORTON COMMUNITY BANK
Mar 22, 2023Warranty Deed, Transfer · Conventional Mortgage
MORTON COMMUNITY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Known Transactions
  • Last Sale Amount on Mar 22, 2023
  • Deed Sale Price on Mar 22, 2023
  • Prior Sale Amount on May 27, 2008
Deed Doc Number20233600
Record RefreshedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address406 BOWLES ST, NORMAL, IL 61761-2401
Transaction TypeMortgage
Record UpdatedFeb 03, 2026
Title CompanyMCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 BOWLES ST, NORMAL, IL 61761-2401

Mortgage

Document Number202600001243
DateJan 23, 2026
Instrument2026-00001243
Lender
NameMORTON COMMUNITY BANK
TypeBank
AddressMORTON, IL 61550
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.75%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateFeb 01, 2036
Change FrequencyAnnually
Min Rate At Change6.75%
Max Rate At Change8.75%
Index1-Year CMT
Max Rate11.7%

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateMar 22, 2023
Property Address406 BOWLES ST, NORMAL, IL 61761-2401
Document Number202300003600
Instrument DateMar 17, 2023
Instrument2023-00003600
Transaction TypeTransfer
Record UpdatedMar 31, 2023
Title CompanyNOT AVAILABLE, FTC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$250.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address406 BOWLES ST, NORMAL, IL 61761-2401

Mortgage

Document Number202300003601
DateMar 22, 2023
Instrument2023-00003601
Lender
NameMORTON COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionNormal Township
MunicipalityNormal Town
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$68,430 (-12.59%) Land $28,116 Building $40,314$205,290 (-12.59%) Land $84,348 Building $120,942
2024$3,607.00 (-37.36%)
2023$5,758.00$78,282 Land $23,067 Building $55,215$234,846 Land $69,201 Building $165,645

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