Webb County property record for 406 Blue Lk, Laredo, TX 78041
| Property Type | Single Family Home |
|---|---|
| Details | 2,818 sqft · built 2006 |
| Lot Size | 0.229 acres (10,014 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,749 (2024) |
| Deeds & Mortgages | Apr 2016 Mortgage Jul 2007 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 991-23008-080 |
| Primary APN | 991-23008-080 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,818 sqft Living Area |
| Gross Area | 3,318 sqft |
| 1st Floor Area | 2,818 sqft |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Stucco |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Clay Tile |
| Lot Area | 10,014 sqft (0.229 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 287 sqft |
| Account Number | 321273 |
|---|---|
| Old Parcel Number | 99123008080 |
| Street Address | 406 BLUE LK |
| City | LAREDO |
| State | TX |
| Zip | 78041-2009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKESIDE, BLOCK 8, LOT 8, PHASE 17 |
| Legal Subdivision | LAKESIDE |
| Legal Phase | 17 |
| Legal Block | 8 |
| Legal Lot Number | 8 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO NORTH-WEBB |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 1714 |
Source: Webb County records · APN 991-23008-080
Assessment roll updated July 25, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 BLUE LK, LAREDO, TX 78041-2009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2016 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 10, 2007 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FRANKLIN FINANCIAL CORP |
| Jul 10, 2007 | Vendor's Lien, Transfer · ARM FIRST FRANKLIN FINANCIAL CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 2009 |
| Deed Sale | Jul 07, 2009 |
| Prior Sale | Mar 22, 2006 |
| Deed Document Number | 1043959 |
| Deed Book / Page | 2397 / 117 |
| Prior Transfer Date | Jul 10, 2007 |
| Prior Transfer Doc | 971250 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 406 BLUE LK, LAREDO, TX 78041-2009 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 004034/285 |
|---|---|
| Date | Apr 21, 2016 |
| Book Page | 4034/285 |
| Instrument | 1262672 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 406 BLUE LK, LAREDO, TX 78041-2009 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002397/140 |
|---|---|
| Date | Jul 10, 2007 |
| Book Page | 2397/140 |
| Instrument | 971252 |
| Name | FIRST FRANKLIN FINANCIAL CORP |
|---|---|
| Type | Subprime Lender |
| Address | SAN JOSE, CA 95131 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2022 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | Jul 10, 2007 |
| Property Address | 406 BLUE LK, LAREDO, TX 78041-2009 |
| Document Number | 002397/117 |
| Book / Page | 2397 / 117 |
| Map Reference | MB25 PG113 |
| Instrument Date | Jul 02, 2007 |
| Instrument | 971250 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2026 |
| Title Company | BORDER TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 BLUE LAKE DR, LAREDO, TX 78041-2009 |
| Investor | Possibly a Property Investor |
| Document Number | 0000971251 |
|---|---|
| Date | Jul 10, 2007 |
| Instrument | 971251 |
| Name | FIRST FRANKLIN FINANCIAL CORP |
|---|---|
| Type | Subprime Lender |
| Special Notes | Seller Financed |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2037 |
| Prepayment Penalty | 12 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.35% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 8.35% |
| Max Rate At Change | 11.3% |
| Index | 6-Month LIBOR |
| Max Rate | 14.3% |
Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $464,028 (+10.72%) Land $167,628 Building $296,400 | $464,028 (+10.72%) Land $167,628 Building $296,400 | |
| 2024 | $2,749.00 (+12.02%) | ||
| 2023 | $419,109 Land $125,270 Building $293,839 | $419,109 Land $125,270 Building $293,839 | |
| 2022 | $2,454.00 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 9 (1999–2017) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Sep 2017 · other causes |
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: Verizon.
Based on FCC filings for 413 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LAREDO serves 260,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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