406 Blayton St, Troy, TX 76579 Property Records

Bell County property record for 406 Blayton St, Troy, TX 76579

Property Summary

Property Type	Single Family Home
Details	1,330 sqft · built 2009
Lot Size	0.198 acres (8,668 sqft)
Owner	Individual Name on File
Tax Bill	$1,964 (2023)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0375863270`

Property Details

APN / Parcel Number

Primary APN	`0375863270`
Alternative APNs	`394671` `874447`

Interior

Stories	1 Story
Building Area	1,330 sqft Living Area
1st Floor Area	1,330 sqft

Exterior

Year Built	Built 2009
Lot Area	8,668 sqft (0.198 acres)
Lot Dimensions	128 ft deep x 68 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft

Location & Zoning

Account Number	874447
Street Address	406 BLAYTON ST
City	TROY
State	TX
Zip	76579-2673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIVE AND ONE ADDITION, BLOCK 003, LOT 0010
Legal Subdivision	FIVE AND ONE ADDITION
Legal Tract	1
Legal Block	3
Legal Lot Number	10
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	2
Census Block	2029
Census Tract	20102

Owner

406 Blayton St is owned and occupied by an individual who acquired it in April 2020.

Source: Bell County records, as of April 1, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	406 BLAYTON ST, TROY, TX 76579-2673
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Apr 27, 2020	Vendor's Lien, Transfer · FHA Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2020
Deed Sale	Apr 27, 2020
Prior Sale	Apr 30, 2013
Deed Document Number	2020-00019689
Record Updated	Jun 7, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	406 BLAYTON ST, TROY, TX 76579-2673
Transaction Type	Mortgage
Record Updated	Mar 15, 2022
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014595
Date	Mar 7, 2022
Instrument	2022014595

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

April 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Apr 27, 2020
Property Address	406 BLAYTON ST, TROY, TX 76579-2673
Document Number	0000019689
Map Reference	CAB D SL 182 C&D
Instrument Date	Apr 24, 2020
Instrument	2020-00019689
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT & TTL CO T

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 BLAYTON ST, TROY, TX 76579-2673

Mortgage

Document Number	0000019690
Date	Apr 27, 2020
Instrument	2020-00019690

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Troy City
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,964.00 (-25.07%) Homeowner's exemption	$238,785 Land $32,000 Building $206,785	$238,785 Land $32,000 Building $206,785
2022	$2,621.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Blayton St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Blayton St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY serves 4,367 people · EPA ID TX0140037
Water Source	Purchased surface water from CITY OF TEMPLE
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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