406 Bigstaff Ct, Winter Haven, FL 33884 Property Records

Polk County property record for 406 Bigstaff Ct, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,703 sqft · built 1990
Lot Size	0.211 acres (9,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Aug 2023)
Tax Bill	$3,036 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-01-663569-000820`

Property Details

APN / Parcel Number

Primary APN	`26-29-01-663569-000820`
Alternative APNs	`012926663569000820` `12926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,703 sqft Living Area
Gross Area	2,356 sqft
1st Floor Area	1,703 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	9,174 sqft (0.211 acres)
Lot Dimensions	112 ft deep x 78 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	392 sqft
Porch	Florida Room
Porch Area	315 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	406 BIGSTAFF CT
City	WINTER HAVEN
State	FL
Zip	33884-2957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERRYHILL PB 88 PG 48 & 49 LOT 82
Legal Range	26E
Legal Township	29S
Legal Section	01
Legal Subdivision	BERRYHILL
Legal Tract	663569
Legal Block	2
Legal Lot Number	82
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2020
Census Tract	14003

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 BIGSTAFF CT, WINTER HAVEN, FL 33884-2957
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2023 · Amount on Record
Deed Sale	Aug 17, 2023 · Amount on Record
Deed Document Number	2023193205
Deed Book / Page	12804 / 1522
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 17, 2023
Property Address	406 BIGSTAFF CT, WINTER HAVEN, FL 33884-2957
Document Number	0000193205
Book / Page	12804 / 1522
Map Reference	MB 88 PG 48&49
Instrument Date	Aug 7, 2023
Instrument	2023193205
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	GOLDEN RULE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	317 N 4TH ST, PHILIPSBURG, PA 16866-1403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 BIGSTAFF CT, WINTER HAVEN, FL 33884-2957

Mortgage

Document Number	0128041524
Date	Aug 17, 2023
Instrument	12804/1524

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,820 (+2.7%)	$285,223 (+5.82%) Land $37,000 Building $248,223
2025	$3,036.00 (+90.46%)	$269,542 (+125.09%) Land $37,000 Building $232,542	$269,542 (+6.62%) Land $37,000 Building $232,542
2023	$1,594.00 (+2.51%) Homeowner's exemption	$119,748 (+3%)	$252,802 (+3.3%) Land $36,000 Building $216,802
2022	$1,555.00 Homeowner's exemption	$116,260	$244,715 Land $30,000 Building $214,715

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Oct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20