San Mateo County property record for 406 Beach Ave, Half Moon Bay, CA 94019
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,970 sqft · built 1972 |
| Lot Size | 0.176 acres (7,650 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,505,000 (Jan 2023) |
| Tax Bill | $19,702 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 048-205-250 |
| Primary APN | 048-205-250 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,970 sqft Living Area |
| 1st Floor Area | 1,970 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 7,650 sqft (0.176 acres) |
| Lot Dimensions | 127 ft deep x 60 ft wide |
| View / Lot | Corner |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 406 BEACH AVE |
|---|---|
| City | HALF MOON BAY |
| State | CA |
| Zip | 94019-1404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M10000 |
| Legal Description | LOTS 1A & 1B BLK 3 EL MAR BEACH RSM D/59 |
| Legal Subdivision | EL MAR BEACH |
| Legal Block | 3 |
| Legal Lot Number | 1A,1B |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 613501 |
406 Beach Ave is owner-occupied and held in a trust since January 2023.
Source: San Mateo County records, as of July 15, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 406 BEACH AVE, HALF MOON BAY, CA 94019-1404 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2023 · Amount on File |
| Deed Sale | Jan 20, 2023 · Amount on File |
| Deed Document Number | 20232563 |
| Prior Transfer Date | Jan 13, 2023 |
| Prior Transfer Doc | 0000002562 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jan 20, 2023 |
| Property Address | 406 BEACH AVE, HALF MOON BAY, CA 94019-1404 |
| Document Number | 0000002563 |
| Map Reference | MB D PG 59 |
| Instrument Date | Jan 13, 2023 |
| Instrument | 2023-002563 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | DOMA TITLE OF CALIFORNIA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,655.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 406 BEACH AVE, HALF MOON BAY, CA 94019-1404 |
| Document Number | 0000002564 |
|---|---|
| Date | Jan 20, 2023 |
| Instrument | 2023-002564 |
| Name | THOMAS FERENZ |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 406 Beach Ave was $19,702 with a homeowner's exemption.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Half Moon Bay City |
| Unified School District | Cabrillo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,597,117 (+2%) Land $1,008,147 Building $588,970 | ||
| 2025 | $19,702.00 Homeowner's exemption | $1,565,802 Land $988,380 Building $577,422 | |
| 2023 | $17,867.00 (+383.02%) | $1,505,000 Land $950,000 Building $555,000 | $1,314,270 |
| 2022 | $3,699.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 Beach Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 Beach Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures