Wake County property record for 406 Bathgate Ln, Cary, NC 27513
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 5,028 sqft · built 1994 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $835,000 (Jun 2018) |
| Tax Bill | $10,558 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Oct 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0765.01-45-4921-000 |
| Primary APN | 0765.01-45-4921-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 5,028 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Hip |
| Lot Area | 27,878 sqft (0.64 acres) |
| Garage Area | 620 sqft |
| Porch | Open Porch |
| Porch Area | 486 sqft |
| Deck Area | 354 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 0200005 |
|---|---|
| Street Address | 406 BATHGATE LN |
| City | CARY |
| State | NC |
| Zip | 27513-5582 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LO64 RCMB WESSEX SUB PHIV BM2008-923 |
| Legal Subdivision | RCMB WESSEX SUB PHIV |
| Legal Phase | 4 |
| Legal Lot Number | 64 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | CARY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 53512 |
Source: Wake County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 406 BATHGATE LN, CARY, NC 27513-5582 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 13, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Oct 4, 2019 | Deed of Trust, Mortgage · Line of Credit TOWNE BK |
| Jun 19, 2018 | Warranty Deed, Transfer PARAGON BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2018 · Amount on Record |
| Deed Sale | Jun 19, 2018 · Amount on Record |
| Prior Sale | Dec 15, 1999 · Amount on Record |
| Deed Book / Page | 17159 / 977 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 406 BATHGATE LN, CARY, NC 27513-5582 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2023 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 406 BATHGATE LN, CARY, NC 27513-5582 |
| Document Number | 19358/2099 |
|---|---|
| Date | Jun 13, 2023 |
| Book Page | 19358/2099 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | 26592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 406 BATHGATE LN, CARY, NC 27513-5582 |
| Document Number | 176071058 |
| Instrument Date | Oct 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 406 BATHGATE LN CARY NC 275135582, CARY, NC 27513-5582 |
| Document Number | 176071058 |
|---|---|
| Date | Oct 9, 2019 |
| Book Page | 017607/001058 |
| Name | TOWNE BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27612 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Oct 8, 2054 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Jun 19, 2018 |
| Property Address | 406 BATHGATE LN, CARY, NC 27513-5582 |
| Document Number | 171590977 |
| Book / Page | 017159 / 000977 |
| Instrument Date | Jun 12, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,670.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 406 BATHGATE LN CARY NC 275135582, CARY, NC 27513-5582 |
| Document Number | 171590979 |
|---|---|
| Date | Jun 19, 2018 |
| Book Page | 017159/000979 |
| Name | PARAGON BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27612 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jun 18, 2028 |
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Cary Town |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,558.00 (+24.84%) | $1,229,501 (+46.01%) Land $250,000 Building $979,501 | $1,229,501 (+46.01%) Land $250,000 Building $979,501 |
| 2023 | $8,457.00 | $842,083 Land $140,000 Building $702,083 | $842,083 Land $140,000 Building $702,083 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CARY serves 227,300 people · EPA ID NC0392020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · May 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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