406 Barnes Mill Rd, Richmond, KY 40475 Property Records

Madison County property record for 406 Barnes Mill Rd, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details1,680 sqft
OwnerIndividual Name on File
Last Sale$300,000 (Sep 2024)
Tax Bill$2,829 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Flood ZoneZone X (minimal risk)
APNR001-0010-0021

Property Details

APN / Parcel Number

Primary APNR001-0010-0021
Alternative APNs
  • 120439
  • 83448
  • 54171

Interior

Stories2 Stories
Building Area1,680 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Garage TypeAttached
Garage Area216 sqft
Parking Spaces1 Parking Space

Location & Zoning

Account Number54171
Street Address406 BARNES MILL RD
CityRICHMOND
StateKY
Zip40475-2210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREENWAY HEIGHTS LOT 12 BLK B
Legal SubdivisionGREENWAY HEIGHTS
Legal BlockB
Legal Lot Number12
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group3
Census Block3003
Census Tract10601

Owner

406 Barnes Mill Rd is owned and occupied by an individual who bought it in September 2024.

Source: Madison County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address406 BARNES MILL RD, RICHMOND, KY 40475-2210
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 5, 2024 · Amount on File
Deed SaleSep 5, 2024 · Amount on File
Deed Document Number2014220692
Deed Book / PageD856 / 769
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address406 BARNES MILL RD, RICHMOND, KY 40475-2210
Transaction TypeMortgage
Record UpdatedMar 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 BARNES MILL RD, RICHMOND, KY 40475-2210

Mortgage

Document Number0M2443/380
DateFeb 5, 2026
Book PageM2443/380
Instrument2014316548
Lender
Name1ST TRUST BANK INC
TypeBank
AddressRICHMOND, KY 40475
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term83 Months
DueJan 28, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 406 Barnes Mill Rd was $2,829 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,829.00 Additional exemption filed$300,000$300,000
2023$966.00 (-5.85%) Homeowner's exemption$146,000 (-)$146,000 (-)
2022$1,026.00 Homeowner's exemption$146,000$146,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 406 Barnes Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Barnes Mill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 92% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Barnes Mill Rd

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