406 Barnard Ave, Cedarhurst, NY 11516 Property Records

Nassau County and Hempstead Town property record for 406 Barnard Ave, Cedarhurst, NY 11516

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,540 sqft · built 1946
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on Record
Tax Bill$14,035 (2025)
Deeds & MortgagesNov 2020 Mortgage
Dec 2017 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN39-189-00-0032

Property Details

APN / Parcel Number

Primary APN39-189-00-0032
Alternative APNs
  • 2003-39-189-00-0032-0
  • 39189000032000000000
  • 282003 39.-189-32
  • 39189 00320

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,540 sqft Living Area
Gross Area2,918 sqft
1st Floor Area964 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleColonial
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialOther
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage TypeAttached
Garage Area378 sqft
Parking Spaces1 Parking Space
Deck Area378 sqft
Balcony Area21 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number39189 00320
Street Address406 BARNARD AVE
CityCEDARHURST
StateNY
Zip11516-1702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description32-34,131,135
Legal Block189
Legal Lot Number32
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group3
Census Block3012
Census Tract411200

Owner

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address406 BARNARD AVE, CEDARHURST, NY 11516-1702
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST SAVINGS BANK
Dec 28, 2017Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage
TD BK NA
Dec 7, 2017Deed of Trust, Mortgage · Conventional Mortgage
TD BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2013
Deed SaleFeb 11, 2013
Deed Document Number2013776
Deed Book / Page12915 / 672
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address406 BARNARD AVE, CEDARHURST, NY 11516-1702
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMTRUST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0447500262
DateNov 20, 2020
Book Page44750/262
Instrument2020-111866
Lender
NameFIRST SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueDec 1, 2045
Interest
Rate TypeFixed Rate

December 2017: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionNASSAU NY
Recording DateDec 28, 2017
Property Address406 BARNARD AVE, CEDARHURST, NY 11516-1702
Document Number0425880344
Book / Page042588 / 000344
Instrument DateDec 7, 2017
Instrument128725
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 BARNARD AVE CEDARHURST NY 115161702, CEDARHURST, NY 11516-1702

Mortgage

Document Number425880344
DateDec 28, 2017
Book Page042588/000344
Instrument128725
Lender
NameTD BK NA
TypeBank
AddressLEWISTON, ME 04240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 27, 2032
Interest
Rate TypeFixed Rate
Rate4.49%

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address406 BARNARD AVE, CEDARHURST, NY 11516-1702
Document Number0425880325
Instrument DateDec 7, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 BARNARD AVE CEDARHURST NY 115161702, CEDARHURST, NY 11516-1702

Mortgage

Document Number0425880325
DateDec 28, 2017
Book Page042588/000325
Instrument128724
Lender
NameTD BK NA
TypeBank
AddressPORTLAND, ME 04101
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 27, 2032

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
MunicipalityCedarhurst Village
Unified School DistrictLawrence Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$999 (-) Land $344 Building $655$999,000 (-)
2025$14,035.00 (+6.78%)
2023$13,144.00 Additional exemption filed$999 Land $344 Building $655$999,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 78 policies
Nearby Flood Policies78 in force
Nearby Flood Claims78 (1979–2023)
Claims Outside the SFHA35 of 78
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Sep 2023 · 6 claims
  • Hurricane Sandy, Oct 2012 · 49 claims
  • Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY UTILITIES NEW YORK - LYNBROOK
private · serves 220,000 people · EPA ID NY2902835
Water SourceGroundwater
Last State InspectionJul 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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