406 Al Dr, Belgrade, MT 59714 Property Records

Gallatin County property record for 406 Al Dr, Belgrade, MT 59714

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,226 sqft · built 1994
Lot Size	0.195 acres (8,494 sqft)
Owner	2 Individual Names on Record
Last Sale	$396,930 (Jul 2026)
Tax Bill	$5,693 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00RFF13787`

Property Details

APN / Parcel Number

Primary APN	`00RFF13787`
Alternative APNs	`06-0903-01-2-65-17-0000` `R0632070`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,226 sqft Living Area
1st Floor Area	1,226 sqft
Basement Area	1,180 sqft
Unfinished Basement	1,180 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,494 sqft (0.195 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	93 sqft
Deck Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00RFF13787
Street Address	406 AL DR
City	BELGRADE
State	MT
Zip	59714-3105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	SPOMERS 3RD ADD, S01, T01 S, R04 E, BLOCK 2, LOT 7
Legal Range	04E
Legal Township	01S
Legal Section	01
Legal Subdivision	SPOMERS 3RD ADD
Legal Block	2
Legal Lot Number	7
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	2
Census Block	2004
Census Tract	105

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 AL DR, BELGRADE, MT 59714-3105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Warranty Deed, Transfer · Conventional Mortgage VALLEY CREDIT UNION
Feb 2, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST SECURITY BANK
Aug 3, 2018	Quit Claim Deed, Transfer · Conventional Mortgage STOCKMAN BANK
Mar 23, 2018	Intrafamily Transfer, Transfer
Jun 20, 2017	Warranty Deed, Transfer SECURITY TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2026 · Amount on Record
Deed Sale	Jul 15, 2026 · Amount on Record
Prior Sale	Feb 2, 2021 · Amount on Record
Deed Document Number	20262881650
Prior Transfer Date	Aug 2, 2018
Prior Transfer Doc	2622052
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Jul 15, 2026
Property Address	406 AL DR, BELGRADE, MT 59714-3105
Document Number	0002881650
Instrument Date	Jul 14, 2026
Instrument	20262881650
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TITLE SECURITY INC, SECURITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 AL DR, BELGRADE, MT 59714-3105

Mortgage

Document Number	0002881650,
Date	Jul 15, 2026
Instrument	20262881650

Lender

Name	VALLEY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Feb 2, 2021
Property Address	406 AL DR, BELGRADE, MT 59714-3105
Document Number	2719254
Map Reference	PL J-68
Instrument Date	Jan 20, 2021
Instrument	2719254
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 AL DR, BELGRADE, MT 59714-3105

Mortgage

Document Number	2719257
Date	Feb 2, 2021
Instrument	2719257

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GALLATIN MT
Recording Date	Aug 3, 2018
Property Address	406 AL DR, BELGRADE, MT 59714-3105
Document Number	2622052
Map Reference	PL J-601-A
Instrument Date	Aug 2, 2018
Instrument	2622052
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 INDIAN PAINTBRUSH DR, BOZEMAN, MT 59718-8337

Mortgage

Document Number	2622032
Date	Aug 3, 2018
Instrument	2622032

Lender

Name	STOCKMAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GALLATIN MT
Recording Date	Mar 23, 2018
Property Address	406 AL DR, BELGRADE, MT 59714-3105
Document Number	2609092
Map Reference	PL J-68
Instrument Date	Mar 20, 2018
Instrument	2609092
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 AL DR, 406, BELGRADE, MT 59714-3105

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	406 AL DR, BELGRADE, MT 59714-3105

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Jun 20, 2017
Property Address	406 AL DR, BELGRADE, MT 59714-3105
Document Number	2583370
Instrument Date	Jun 20, 2017
Instrument	2583370
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	SECURITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 AL DR, BELGRADE, MT 59714-3105

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Belgrade City
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,693.00 (+168.92%)	$440,628 (-)	$440,628 (-) Land $187,588 Building $253,040
2025	$2,117.00 (-46.54%)	$440,628 (-3.58%)	$440,628 (-3.58%) Land $187,588 Building $253,040
2023	$3,960.00	$457,000	$457,000 Land $127,417 Building $329,583

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELGRADE serves 10,460 people · EPA ID MT0000136
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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