406 8th St NE, Buffalo, MN 55313 Property Records

Wright County property record for 406 8th St NE, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,176 sqft · built 1968
Lot Size	0.214 acres (9,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Jul 2015)
Tax Bill	$2,878 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-030-000020`

Property Details

APN / Parcel Number

Primary APN	`103-030-000020`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	588 sqft
Finished Basement	588 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,350 sqft (0.214 acres)
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	406 8TH ST NE
City	BUFFALO
State	MN
Zip	55313-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-30 TWP-120 RANGE-025 GORMANS ADDN TO BUFFALO N100FT OF BLK G EX E160FT TH/OF&W120FT TH/OF BLK G EX E160FT TH/OF&W120FT T
Legal Range	025
Legal Township	120
Legal Section	30
Legal Subdivision	GORMANS ADDN TO BUFFALO
Legal Block	G,G
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1022
Census Tract	100704

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 8TH ST NE, BUFFALO, MN 55313-1821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jul 20, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2015 · Amount on Record
Deed Sale	Jul 22, 2015 · Amount on Record
Deed Document Number	2015381647
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Recording Date	Apr 20, 2026
Property Address	406 8TH ST NE, BUFFALO, MN 55313-1821
Document Number	0001600616
Instrument Date	Apr 13, 2026
Instrument	20261600616
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	406 8TH ST NE, BUFFALO, MN 55313-1821

Mortgage

Document Number	0001600616,
Date	Apr 20, 2026
Instrument	20261600616

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate	6.11%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	406 8TH ST NE, BUFFALO, MN 55313-1821
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001477303
Date	Jul 20, 2021
Instrument	1477303

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	406 8TH ST NE, BUFFALO, MN 55313-1821
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001467702
Date	Apr 23, 2021
Instrument	1467702

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,878.00 (+18.44%)	$271,200 (+7.92%) Land $82,500 Building $188,700	$271,200 (+7.92%) Land $82,500 Building $188,700
2025		$251,300 (+14.96%) Land $70,000 Building $181,300	$251,300 (+14.96%) Land $70,000 Building $181,300
2023	$2,430.00 (+4.74%)	$218,600 Land $40,000 Building $178,600	$218,600 Land $40,000 Building $178,600
2022	$2,320.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Buffalo Fiber, CenturyLink, Verizon.

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