406 6th Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 406 6th Ave, Sterling, IL 61081

Property Summary

Property TypeSingle Family Home
Lot Size0.155 acres (6,750 sqft)
OwnerIndividual Name on Record
Tax Bill$1,746 (2025)
Deeds & MortgagesJul 2023 Transfer
Oct 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN1122309004

Property Details

APN / Parcel Number

Primary APN1122309004
Alternative APN
  • 19982

Exterior

Lot Area6,750 sqft (0.155 acres)
Lot Dimensions135 ft deep x 50 ft wide

Location & Zoning

Account Number19982
Street Address406 6TH AVE
CitySTERLING
StateIL
Zip61081-3713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEST OF BROADWAY LOT 4 BLK 17 116400X
Legal SubdivisionCITY OF STERLING
Legal Block17
Legal Lot Number4
JurisdictionWHITESIDE IL
Township / Civil DivisionSTERLING
Census Block Group3
Census Block3032
Census Tract1200

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address406 6TH AVE, STERLING, IL 61081-3713
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2023Quit Claim Deed, Transfer
Quitclaim
Oct 28, 2019Loan Modification, Mortgage · Conventional Mortgage
STERLING BK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 7, 2023
Transfer Doc0000003427
Record UpdatedSep 20, 2026

July 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWHITESIDE IL
Recording DateJul 14, 2023
Property Address406 6TH AVE, STERLING, IL 61081-3713
Document Number0000003427
Instrument DateJul 14, 2023
Instrument2023-03427
Transaction TypeTransfer
Record UpdatedAug 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 6TH AVE, STERLING, IL 61081-3713

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWHITESIDE IL
Property Address406 6TH AVE, STERLING, IL 61081-3713
Document Number0000005987
Instrument DateOct 28, 2019
Transaction TypeMortgage
Record UpdatedNov 12, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005987
DateOct 29, 2019
Instrument5987
Lender
NameSTERLING BK
TypeBank
AddressSTERLING, IL 61081
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueOct 28, 2024
Interest
Rate7.87%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionSterling Township
MunicipalitySterling City
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,746.00 (+20.17%)$23,191 (+18.28%) Land $4,872 Building $18,319
2024$69,573 (+18.28%) Land $14,616 Building $54,957
2022$1,453.00 Additional exemption filed$19,607 Land $4,119 Building $15,488$58,821 Land $12,357 Building $46,464

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1985)
Most Recent ClaimMar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-STERLING
private · serves 14,782 people · EPA ID IL1955040
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surf Internet
Fiber
1,000 / 1,000
Rise Broadband
Fixed Wireless
250 / 50

May also be available: Verizon.

Nearby Properties on 6th Ave

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