406 5th Ave SW, Largo, FL 33770 Property Records

Pinellas County property record for 406 5th Ave SW, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,736 sqft · built 2007
Lot Size	0.177 acres (7,710 sqft)
Owner	2 Individual Names on File
Last Sale	$207,000 (Jul 2015)
Tax Bill	$3,836 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-977-0281-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-977-0281-5`
Alternative APNs	`34-29-15-64674-003-0090` `291534646740030090` `R439442`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,736 sqft Living Area
Gross Area	2,501 sqft
1st Floor Area	1,422 sqft
Upper Floors Area	314 sqft
Flooring	Carpet

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,710 sqft (0.177 acres)
Lot Dimensions	140 ft deep x 53 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	303 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R439442
Street Address	406 5TH AVE SW
City	LARGO
State	FL
Zip	33770-3478
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORANGE VILLA HEIGHTS BLK 3, LOT 9
Legal Range	15E
Legal Township	29S
Legal Section	34
Legal Subdivision	ORANGE VILLA HEIGHTS
Legal Tract	64674
Legal Block	3
Legal Lot Number	9
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1030
Census Tract	25603

Owner

406 5th Ave SW is owned and occupied by two individuals who bought it in July 2015.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	406 5TH AVE SW, LARGO, FL 33770-3478
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2015 · Amount on File
Deed Sale	Jul 21, 2015 · Amount on File
Prior Sale	Jun 5, 2015
Deed Document Number	2015206173
Deed Book / Page	18858 / 1200
Prior Transfer Date	Jun 4, 2015
Prior Transfer Doc	0188051577
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	406 5TH AVE SW, LARGO, FL 33770-3478
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 5TH AVE SW, LARGO, FL 33770-3478

Mortgage

Document Number	0215631117
Date	Jun 2, 2021
Book Page	21563/1117
Instrument	2021182534

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 406 5th Ave SW was $3,836 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,836.00 Homeowner's exemption	$244,240	$458,274 Land $119,145 Building $339,129
2023	$3,560.00 (+3.07%) Homeowner's exemption	$230,444 (+3%)	$424,918 (+20.54%) Land $148,464 Building $276,454
2022	$3,454.00 Homeowner's exemption	$223,732	$352,518 Land $131,039 Building $221,479

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 5th Ave SW in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1993–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 5th Ave SW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20