406 4th St, Old Town, ME 04468 Property Records

Penobscot County and Old Town City property record for 406 4th St, Old Town, ME 04468

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 2,288 sqft · built 1900
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,653 (2025)
Deeds & Mortgages	Jun 2022 Refinance May 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`OLDN M:026 L:181`

Property Details

APN / Parcel Number

Primary APN	`OLDN M:026 L:181`
Alternative APN	`936`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,288 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	936
Street Address	406 4TH ST
City	OLD TOWN
State	ME
Zip	04468-1652
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2 -
Legal Subdivision	SAMUAL BRADLEY
Legal Lot Number	181
Jurisdiction	OLD TOWN ME
Township / Civil Division	OLD TOWN
Census Block Group	1
Census Block	1010
Census Tract	7100

Owner

406 4th St, a duplex, is owned and occupied by two individuals who acquired it in July 2016.

Source: Penobscot County and Old Town City records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	406 4TH ST, OLD TOWN, ME 04468-1652
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
May 25, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2016
Deed Sale	Jul 19, 2016
Deed Document Number	201620296
Deed Book / Page	14216 / 64
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD TOWN ME
Property Address	406 4TH ST, OLD TOWN, ME 04468-1652
Transaction Type	Mortgage
Record Updated	May 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0165280280
Date	Jun 24, 2022
Book Page	16528/280
Instrument	18065

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	157 Months
Due	Jul 1, 2035

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD TOWN ME
Recording Date	May 25, 2017
Property Address	406 4TH ST, OLD TOWN, ME 04468-1652
Document Number	0144950185
Book / Page	014495 / 000185
Instrument Date	May 24, 2017
Instrument	14873
Transaction Type	Transfer
Record Updated	Jun 13, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 4TH ST OLD TOWN ME 044681652, OLD TOWN, ME 04468-1652

Tax Assessment & Valuation

The 2025 property tax bill for 406 4th St was $2,653, up 12.7% from the year before.

Source: Penobscot County and Old Town City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Old Town City
Unified School District	Regional School Unit 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,653.00 (+12.7%)	$132,800 (-0.15%) Land $18,300 Building $114,500
2024	$2,354.00	$133,000 (-) Land $18,300 Building $114,700
2023	$2,354.00 (+21.15%)	$133,000 (+43.78%) Land $18,300 Building $114,700
2022	$1,943.00	$92,500 Land $15,900 Building $76,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 406 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD TOWN WATER DISTRICT serves 7,648 people · EPA ID ME0091200
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	8 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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