406 4th St, Jackson, MI 49201 Property Records

Jackson County property record for 406 4th St, Jackson, MI 49201

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,440 sqft · built 1920
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual on Record
Last Sale	$130,000 (Oct 2021)
Tax Bill	$2,877 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Mar 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-030200000`

Property Details

APN / Parcel Number

Primary APN	`3-030200000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,440 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	198 ft deep x 33 ft wide
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	406 4TH ST
City	JACKSON
State	MI
Zip	49201-2058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	N 1/2 OF LOT 16 ASSESSOR'S FRANKLIN PLAT
Legal Subdivision	ASSRS FRANKLIN
Legal Lot Number	16
Legal Unit	16
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	4
Census Block	4003
Census Tract	900

Owner

Source: Jackson County assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	406 4TH ST, JACKSON, MI 49201-2058
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Mar 29, 2019	Quit Claim Deed, Transfer OTHER
Mar 22, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2021 · Amount on Record
Deed Sale	Oct 6, 2021 · Amount on Record
Prior Sale	Mar 22, 2019 · Amount on Record
Deed Document Number	20212895820
Deed Book / Page	2197 / 530
Prior Transfer Date	Mar 18, 2019
Prior Transfer Doc	0002818757
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Oct 6, 2021
Property Address	406 4TH ST, JACKSON, MI 49201-2058
Document Number	0002895820
Book / Page	2197 / 530
Map Reference	LB 13 PG 17
Instrument Date	Sep 24, 2021
Instrument	2895820
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	DIVERSIFIED TITLE, DIVERSIFIED

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 4TH ST, 406, JACKSON, MI 49201-2058

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3521 BLUEBELL LN APT 22, 22, JACKSON, MI 49201-7350

Mortgage

Document Number	0021970531
Date	Oct 6, 2021
Instrument	2197-0531

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MI
Recording Date	Mar 29, 2019
Property Address	406 4TH ST, JACKSON, MI 49201-2058
Document Number	0002818757
Book / Page	002138 / 000169
Instrument Date	Mar 18, 2019
Instrument	2818757
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	406 4TH ST JACKSON MI 492012058, JACKSON, MI 49201-2058

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Mar 22, 2019
Property Address	406 4TH ST, JACKSON, MI 49201-2058
Document Number	0002817871
Book / Page	2137 / 0583
Map Reference	MB 13 PG 17
Instrument Date	Mar 15, 2019
Instrument	2817871
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$516.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 4TH ST, JACKSON, MI 49201-2058

Mortgage

Document Number	0002817872
Date	Mar 22, 2019
Instrument	2817872

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,800 (+10.26%)	$137,600 (+10.26%)
2025	$2,877.00 (-11.56%)	$62,400 (+36.24%)	$124,800 (+36.24%)
2024	$3,253.00 (+9.38%)
2023		$45,800	$91,600
2022	$2,974.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 806 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Great Lakes High Speed, Mercury Fiber, T-Mobile.

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